Chapter 410 A 4-5 Year Operation Plan
Wade said in "The Three-Body Problem": If you lose your humanity, you lose a lot; if you lose your animality, you lose everything.
According to the theory of evolution, animalistic genes exist in everyone's genes, but they are buried deeper and deeper with the progress of civilization and the constraints of the system.
Luo Yang was induced a little bit tonight.
The result was that Cong Shanshan became a broken rag doll.
Seeing this scene, Luo Yang himself was shocked.
She seemed to be born with the Eucharist, and even when she fell asleep, she still had a satisfied smile on her face.
I can’t sleep on the bed in the master bedroom tonight.
Luo Yang carried Cong Shanshan, who was still groggy after taking a bath, to the guest bedroom.
He put on his pajamas and sat on the lounge chair on the balcony.
He made a cup of strong tea, lit a cigarette, calmed down, and began to complete the plan he had just planned.
The first is guarantee.
In fact, it means that Yangshi’s industries have not started to integrate, otherwise it would only need to provide group-level credit guarantees for the two controlling subsidiaries.
Don't underestimate the word "guarantee".
If you are not clear about the meaning of it and blindly provide guarantees for other companies, it is easy to get yourself into trouble.
Around 13, many private enterprises in the Yangtze River Delta region encountered problems due to mutual guarantees.
A simple analogy is that A is in good business condition and provides a guarantee to company B. Then when company B runs into problems and cannot repay the loan, A comes to make up the difference!
At the most intensive time, there were dozens of companies providing mutual guarantees.
Once a problem occurs to one of the companies, it will trigger a chain reaction, which will cause other companies that have not taken out loans, have not used the money, and are in good operating condition to suffer.
It is considered good to be in debt of hundreds or tens of millions overnight, but many people go bankrupt.
Therefore, after that incident, even close friends would not dare to provide such guarantees to other companies at will.
This phenomenon does not exist in Luo Yang's case because the two companies that guarantee each other both belong to Luo Yang.
Based on the real financial data of Zhengyang Group, both banking institutions and channel funding parties will recognize its high-quality assets as a guarantee for the impoverished Guangfan Wind Energy.
Just as Cong Shanshan said, as long as Luo Yang is willing to pay a higher capital cost, it would be easy for him to raise 2 million yuan through channels.
With these million yuan in funds, plus the million yuan from Jiang Yuanshan and the 5 million yuan in low-interest loans supported by the local government, Guangfan Wind Energy will have a total of million yuan in hand during the project's start-up phase.
In addition to the construction of the Guangfan Wind Energy Project itself, there is sufficient funding to acquire another 90 acres of residential land and start construction at the same time.
During the construction period, Luoyang's industrial integration in Yang City must have been started.
After the group company is established, we will buy this talent community as a whole from Guangfan Wind Energy in the name of the group.
The reason is simple. Guangfan Group needs to comprehensively consider the allocation of talent housing in each subsidiary.
It was around 13 or 14, and the community had not yet been completed.
Although it happened to be a period of downturn in the real estate market, the overall package price of the talent community project could be sold at around 3 million yuan considering the land cost plus the construction cost.
This amount of money is enough for Guangfan Wind Energy to repay the principal and interest of 2 million yuan obtained through channel financing.
The community continues to be built, while the group keeps the talent community in its hands.
Around 16, the construction of the community was completed. At that time, the housing prices happened to skyrocket, and the properties were then divided and sold to various subsidiaries in the name of talent housing.
For the subsidiaries below, the talent housing is purchased as a free gift to the recruited talents, and this type of fixed asset can be deducted from the input tax.
For the group company, if the house is sold at a high price, the profit can be used to offset the cost of purchasing the community in the first place, and the rest of the tax will be paid according to the rules and regulations.
The entire operation plan spanned 4 to 5 years, taking advantage of the fact that housing prices had increased five or six times to absorb all the principal and interest of financing loans.
By borrowing the rules of talent housing, we can find reasonable tax avoidance ways for subsidiaries.
The huge profits from real estate can not only solve the above problems, but also bring a large amount of tax revenue to the local area.
After paying all the taxes, a rough calculation shows that the group can still earn at least two or three hundred million!
This is the side benefit of real estate development.
It's only operating 90 acres of land!
So there are statistics in certain years that show that 10% of the domestic GDP growth came from real estate and its driving industries, which is absolutely true.
Pulling his thoughts back to his original state, Luo Yang thought about the capital cost issue of financing channels again.
He and Cong Shanshan had a preliminary discussion and decided to keep the cost below 15 points.
，；；中间人占5~6个点。
Luo Yang doesn't care how they divide themselves internally.
But Cong Shanshan must be guaranteed to get points.
In addition, there is the issue of promotion. Director Dong gets the biggest share, so Cong Shanshan must be promoted to a higher level.
After going through all the key points, Luo Yang laughed silently.
What an unexpected gain tonight.
Because he was so excited, Luo Yang didn't feel tired at all.
He got up very early the next day, worked out, took a shower, and had breakfast. It was not yet nine o'clock when he arrived at the Science and Technology Park.
After a busy morning, time passed quickly.
Dong Xuan's call came earlier than expected. Just after 1:30 in the afternoon, she dialed Luo Yang's cell phone.
I feel that if Cong Shanshan hadn't gotten up late, this call would probably have come in the morning.
"Mr. Luo's business is getting bigger and bigger!"
The first thing he said was to praise Luo Yang: "It's only been a short time since the last financing, and you've already started a new project. If you were given another two or three years, our Yongcheng Bank would not be able to accommodate you, the God of Wealth!"
"Manager Cong told you?"
"Isn't it?" Dong Xuan chuckled on the phone, "It's really hard to run business now. I see that Manager Cong is covered in wounds. You can't be gentle when you deal with her. She is my top capable person. Next time, don't pick on her and mess with her alone. It's not bad to change your taste!"
Gee.
Men really can't stand it when a woman in her thirties lowers her standards.
After the joke, let’s get back to business.
"Mr. Luo only needs 2 million?"
Dong Xuan tempted, "I have the channels here, and funds below 5 million yuan are absolutely no problem."
"Director Dong, you just talk about business worth hundreds of millions."
Luo Yang said in a stern tone: "The key is that the landlords don't have any surplus food. 2 million is already the limit. Any more will be too much for them!"
"cluck"
A burst of crisp laughter came through the microphone.
After laughing, Dong Xuan asked seriously, "2 million is 2 million. Mr. Luo, let me be clear, the cost of financing through this channel is not low. How much can you accept at most?"
"Director Dong, please give me some information. I'll see if I can digest it."
"It depends on the length of the financing period. If it is a short-term one to two years, the cost will definitely be high. The current market price is at least 1 points."
Now that we are talking about the core issue, Dong Xuan also speaks the truth: "If the financing of a project with a cycle of 4 to 5 years is relatively low, the cost of funds will still be around 12 to 13 points. After all, there are many ways to divide it. Mr. Luo can understand, right?"
"2 million, 3 years!"
According to Luoyang's established plan, the integration plan of Yang City must be completed before 14. By then, the group company will acquire the community as a whole from Guangfan Wind Energy, and the time will be exactly controlled within 3 years.
"Boss Luo, you are stuck in the middle, and you are stuck in the middle."
Dong Xuan smiled and said, "For a three-year cycle, how about 3 points?"
"Five points!"
"You are so big, you are willing to give away hundreds of millions, why do you care about these few million?"
That's on the phone.
If it were at a banquet, Dong Xuan would hold Luo Yang's arm and shake him left and right.
It may not be possible to hold on to 15 points.
“15 points is not impossible!”
Luo Yang began to put forward conditions: "How much can Manager Cong take?"
"Oh, you feel bad already?"
Dong Xuan quickly followed up Luo Yang's words: "If I had known there would be such a benefit, I would have personally come to discuss business with Mr. Luo last night!"
Ha ha
You dare to give it, but I don’t dare to take it.
"It was Manager Cong who mentioned this approach last night, and I don't want to owe anyone a favor, so I can only arrange it this way."
Luo Yang did not give in and asked again: "As one of the middlemen, can Manager Cong get 1 point?"
“I can only give you points.”
Having said that, Dong Xuan only agreed to points.
But she also didn't want to have a bad relationship with Luo Yang.
Then he added, "Once this project is finalized, Manager Cong will be promoted again within six months as compensation, but the share cannot be any larger. There are many links involved and each link needs it."
In fact, for Luo Yang, it doesn’t matter whether the financing rate is 15 points or 18 points.
Because this community was built as talent housing, it will eventually be allocated free of charge to high-end talents introduced by enterprises.
As long as the house does not enter the circulation market, its overall value will not change no matter how it is tossed around.
The advantage is that you get a sum of start-up capital, and when the house is operating internally, you can cash out the subsidiary's own profits and give them to the group.
Dong Xuan didn't know the whole picture of Luo Yang's plan.
Of course, it doesn’t matter if the capital cost goes up or down by a few points.
"Then it's a deal!"
After Dong Xuan gave the result he wanted, Luo Yang immediately gave in and finalized the three-year financing cost of 2 million yuan to 3 points.
"Next week I will send the financial director of LightSail Wind Energy to Shanghai to discuss the details."
Luo Yang smiled and said, "As for who your bank sends to connect, I don't care."
"Apart from Manager Cong, who else can do this?"
Dong Xuan is not stupid. She promised to promote Cong Shanshan within half a year. There must be a reason, right?
Assigning this docking negotiation work to Cong Shanshan is equivalent to accumulating credit for her and paving the way for subsequent promotion.
After discussing the most important things, the rest of the conversation became more casual.
"Mr. Luo, are you free tonight?"
Dong Xuan actively invited, "Shall I invite two colleagues to have dinner together?"
"Director Dong, forget it!"
Luo Yang smiled and said, "I'm afraid I won't be able to eat and will have to eat dinner. I'll treat you alone next time."
Next time, but he didn't say when.
"Next week then!"
After saying this, Dong Xuan quickly hung up the call.
There was no chance for Luo Yang to object at all.
The main point is that as long as I don’t hear you, I will assume that you nodded in agreement.
It turns out that she is also good at covering her ears and stealing bells.
(End of this chapter)
