Reborn, back to a small county town to become a wealthy family - Chapter 340: Overlapping Images

Chapter 340 Overlapping Images

June was uneventful.

Even during exam season, it was still like this for Luo Yang.

He has already reserved a place as an outstanding university student in Shanghai, and has even been selected to continue his studies at his own school. For him, the exam is no pressure at all.

On the contrary, he has too many things to do during the upcoming summer vacation.

We have already booked a trip to HK, which will take at least a week.

Sunshine Electronics acquired the land this month and will start construction during the summer vacation.

Naixue’s fruit supply chain base in its hometown also needs to be established. In addition, the brand’s expansion beyond the Yangtze River Delta region can also be considered.

Perhaps it will be fully launched in the fourth quarter of the second half of the year.

In addition, there are cultural and tourism projects in my hometown, and a preliminary promotion plan will also be put forward this summer.

The contact with Heyang City must continue, because with the construction of reservoirs in the western mountains, more and more funds will see the potential of that area. If you can be the first to try it, you can not only occupy the best scenic area, but also save a lot of money.

There is also good news from Kunpeng Technology.

The orders from southern Zhejiang Province continued to increase, which made the assembly center in Shanghai a little overwhelmed. In addition, Zhejiang Province had already shown some interest, and once it made up its mind, it would purchase all the products.

Therefore, the relocation of the Kunpeng 1 assembly center to Yang City is imminent.

Deyang Electric Motor has been under construction for more than half a year. Except for the office building and internal green environment which are still being completed, the standard factory building has actually been completed. If it is really to be used, it can be moved in in July.

Song Wan's human resources department also recruited a group of talents from Harbin Institute of Technology, and saw that the office space in the Science and Technology Park was actually not enough.

This requires finding a school, but fortunately I can leave it to Xiao Wei.

Zhengyang Group also has a lot of things to do.

Midnight Phantom expands overseas markets, Fengshang Menswear continues to exert its strength in the Yangtze River Delta market, and there are only a few days left for new summer fashion styles to be launched

Every time he thought about so many things, Luo Yang had an urge to quickly set up two group companies.

It's too messy now.

But the main frame has not been built yet.

"Let's wait until I come back from HK."

Luo Yang muttered to himself: "Let's talk to my father-in-law first, finalize the new energy cooperation, finalize the core businesses of the two groups in my hometown and Shanghai, and then set up a group company."

"Mr. Luo, are you going to HK this summer?"

Cong Shanshan knelt on the plush carpet, her cheek pressed against Luo Yang's legs, and the breath coming out of her upturned nose was hot and long.

This is in a large flat in Tomson One.

"Well, go get some investment projects."

Luo Yang came back to his senses and nodded: "It's the 10 times return investment that Mr. Min would never believe in."

This is because there is still resentment in my heart.

Cong Shanshan saw through it but didn't point it out. She said happily, "You're so amazing. Mr. Luo, why don't you help me make some money?"

"Give the money to An Ying and sign an agreement at the same time."

It's considered an entrusted investment agreement. An Ying also went along on this trip, and the account will be kept with her. It depends on whether Cong Shanshan trusts her.

"Well, I'll look for Assistant An later."

Cong Shanshan didn't care. Anyway, she could only take out two or three hundred thousand in cash.

"By the way, what was Dong Xuan's reaction?"

Luo Yang told Cong Shanshan the information he had obtained from Kong Zhendong.

After all, it was impossible for him to enter the scene again, so he had to give an explanation, otherwise he would be cheating people, and the one he cheated was this obedient woman.

"Boss Luo, your information channels are amazing!"

Speaking of this, Cong Shanshan's face was full of admiration: "This news is a great opportunity for Director Dong and the bank. Although I don't know how they will handle it, my promotion to senior account manager is almost certain!"

Indeed, even an old hand like He Maosong didn’t know about it. If it weren’t for an insider like Kong Zhendong, who would know that there were such twists and turns?

"Then congratulations to Manager Cong!"

Last night, Dong Xuan helped Luo Yang organize a small house-warming party. It was lively, but unfortunately, apart from Director Dong and Manager Cong, most of the others were models who specialized in this kind of parties.

Who would dare to touch such a messy person?

Luo Yang didn't keep any of them. He sent them all away as soon as the party was over.

Cong Shanshan returned more than an hour later.

“It’s all thanks to you!”

Gee.

This little woman not only expressed her gratitude verbally, but also moved her cheek forward along the legs to repay her husband with practical actions.

Luo Yang quickly lit a cigarette to calm down his anger.

After diverting his attention, he asked, "How is the matter I asked you to pay attention to last time?"

"Woo~~~"

Manager Cong whimpered.

She paused to think for a moment, then said, "Is it the commercial building you mentioned last time?"

"Well, that's it."

"That's the business scope of the Xuhui branch. I have a classmate there, so I asked around."

Cong Shanshan recalled the information and said, "It seems that a development company wants to go through financing channels. The source of funds is not a bank. It involves investors, trusts, banks, and middlemen. It's quite complicated."

"Does any development company know?"

"My classmate is in the credit department. He only knows a little bit of information, but not the details."

Cong Shanshan told the truth: "If you are interested, I can ask more, because Yongcheng Bank is also striving for this business, a business that is guaranteed to make money."

"Well, ask for the name of the company and the projects it's currently building."

Luo Yang said, "The rest is up to you."

Cong Shanshan nodded and continued with what she was doing.

In fact, Luo Yang knew what was going on from the previous sentence.

A development company has launched a commercial project and is now having problems with its funding chain.

As we all know, loans for commercial projects are not like those for residential projects. The maximum loan amount that can be obtained is 50% based on the assessed value.

Luo Yang could conclude that the company had already taken out a loan for this project.

According to the original plan, funds would be recovered through pre-sales, and the loan would be slowly repaid while project construction continued.

But the project is definitely not selling well now, which has caused problems with the capital chain. Forget about bank loans, because it is impossible to get repeated loans.

Then we can only raise funds from other places and go through funding channels.

At this stage, many state-owned enterprises, especially large ones, have a lot of money in their hands. The capital cost of this money is below 3%, and can even be as low as a few percent.

But without good project investment, the money will just sit there idle.

Those who are bolder will use it for financial management, while those who are less courageous will start financing business.

The financing channel used by the development company mentioned by Cong Shanshan may be this business.

To use a metaphor.

A commercial project has a total market valuation of 30 billion yuan. It has already borrowed 15 billion yuan from the bank. Now that its capital chain is tight, it has to raise funds from state-owned enterprises. At this time, the valuation will no longer be 30 billion yuan, but will be reduced to 25 billion yuan, or even a lower number.

On this basis, after deducting the 15 billion loan plus interest, the remaining amount is the amount of financing that the development company can obtain.

This money is funded by state-owned enterprises, guaranteed by trusts, supervised by banks and the middleman's fees. When all is said and done, the financing cost is as high as 15 to 18 points.

There are multiple steps involved in eating this cake until your mouth is full of oil.

For the development company, there is no profit at all, and it would be a great blessing if they could reduce their losses a little.

No one would take this path unless it was absolutely necessary.

Luo Yang dared to bet that even if the development company finally won the deal and had the funds in hand, it would be able to complete the project.

It should have happened to be the 13-year cold period in the real estate market.

Then pay with your underwear facing the sky.

The project finally fell into the hands of state-owned enterprises, banks, trusts and other participants, and they began to process the assets.

Luo Yang wanted to take advantage of the situation at that time.

Calculating the time, it is almost exactly in the middle of 13.

Of course, the premise is that this commercial office building project is just right for him. If it is too big, he cannot afford it, and if it is too small, it will be boring.

That's why he asked Cong Shanshan to help find out the name of the company and the project.

With this information, we can ask An Ying to investigate, and if appropriate, we can start keeping an eye on it.

Thinking about all these things, I couldn't help but look down at the busy little bees.

As the cigarette was finished, the feeling became stronger and stronger.

Just as he was about to take action, the phone on the coffee table rang. He glanced over and saw that it was Chang Sheng calling.

This old man, what a coincidence

"Luo Yang, where are you?"

"Not at school anyway."

Luo Yang curled his lips and said, "If you have anything to say, just tell me now!"

How can I not be anxious? Some parts of my body are about to explode.

"Haha, the Porsche 911 I ordered has arrived. Do you want me to send it to University Town?"

"Don't you think I'm not dying fast enough?"

At the beginning of June, Luo Yang took Chang Sheng to Yang City and got the architectural design project for the first phase of the Shuangfeng Town Park pilot project.

According to the original statement, no kickbacks are needed, just buy a car.

The contract was probably signed these days. Although his design company has not received the payment yet, Changsheng delivered the car first.

Here comes the credit.

The key is now.

"It's 4am now. Meet at the S store after pm and pick up the car directly from there."

He warned Chang Sheng, "Don't cause any trouble for me."

It would be strange if a Porsche 911 sent to Shanghai Foreign Language School did not cause a sensation!

It only took a few hours for the news of Jiang Wen being kept to spread throughout the school, and within a day it would spread throughout the university town.

hiss.

I was not careful and almost let air leak out of my mouth.

Looking down, the little bee was becoming more and more diligent. It seemed that someone was jealous.

"Luo Yang?"

Chang Sheng on the other end of the phone was confused: "What's wrong with you?"

"You've caused trouble, prepare to treat me to an apology tonight!"

Luo Yang curled his lips and said, "Okay, I won't say any more to you. Let's meet at two o'clock in the afternoon!"

After saying that, he hung up the phone in a hurry.

He looked at the little bee again with an unfriendly look.

It's clearly a tacit understanding that it's just an exchange of interests, but you're actually thinking of crossing the line?

It must not be tolerated.

Otherwise, if you think one thing today, you will think that thing tomorrow, and you will keep asking for more and will never be satisfied.