Chapter 533 Bait and Loans
Girls from different cities have their own regional characteristics. Girls from Sichuan and Chongqing generally have fairer skin.
But it is rare to find someone as fair and tall as Wen Wan.
Of course, considering that in the 1930s and 1940s, the southwest region served as the rear base for the War of Resistance against Japan, and countless people from all over the country crowded there to live for several years, this cross-regional integration also brought about the phenomenon of genetic diversity.
Therefore, there are many reasons why Sichuan and Chongqing are famous for their beautiful women.
It is already mid-March, the temperature is gradually rising, and many people who pursue beauty have started to wear light clothes.
Wen Wan was wearing a semi-professional commuting outfit. The beige blazer had a wide open collar, which just highlighted the round collar of the white lace shirt underneath. There was a decorative leather belt around her waist, which outlined her slender waist.
The fabric of the trousers is very textured, and the wide-leg style allows the trouser legs to fall to the high heels, revealing only the black toes and three-inch heels.
Her long hair was tied into a bun, she had an oval face, willow-shaped eyebrows, and a small mouth under her delicate nose without any bright lipstick. Her overall look was not only stunning but also comfortable, a kind of symmetrical comfort.
Medical aesthetics has long reached a conclusion that, regardless of gender, the more symmetrical a face is with the bridge of the nose as the central axis, the more outstanding the appearance.
While Luo Yang was observing Wen Wan, Wen Wan was also observing Luo Yang.
When I learned about Lingshi Palace Group from public information before, I knew that the founder of this company was very young, two years younger than me, and had not even graduated from college. However, I couldn't see any photos of him on the Internet, so I only had a rough image in my mind.
Now that she has seen the real person, Wen Wan can be said to be quite surprised.
"Are you Wen Wan?"
Luo Yang put down the documents in his hand, retracted his gaze from her face and said, "Sit down."
Wen Wan sat down on the chair opposite the big table with confidence.
"The HR director has just interviewed you and reported that you have good qualifications in all aspects, but your future career plan is a bit high."
Luo Yang got straight to the point when he spoke: "Since you've said that, can you tell me what you think?"
"Chairman, I was also surprised when I received the call from the recruitment company. I had been working in the capital before, and suddenly I had to jump to Shanghai to apply for a job. This meant that I had to abandon my familiar environment and network of contacts and work hard in an unfamiliar city."
Wen Wan was not nervous at all, and replied in a steady tone: "So after the initial communication, I spent some time to understand Lingshi Palace Group, and then I was shocked. At the same time, I also saw an opportunity."
"Oh, I was shocked, but I also saw an opportunity."
Luo Yang smiled and said, "You have aroused my curiosity. Tell me about it?"
"I am shocked by the youth and ability of the founder. As a college student who has not yet graduated, you started Kunpeng Technology in school, and then laid out the milk tea industry with an eye on cash flow. The two complement each other, which shows that the chairman has a lot in mind."
Wen Wan continued according to her guess: "Looking at the entire group, the oldest company was founded only three years ago, and the shortest was registered for less than a year. It can be seen that the entire group is still in the early stages of expansion. A young and aggressive chairman, a group in a period of rapid expansion, opportunities are everywhere!"
Wow, there’s something in the stomach.
Originally, Song Wan was the best human resources director and could also serve concurrently as the group's vice president, but Luo Yang was wary of her family background. If he gave her the power over human resources, given that Luo Yang didn't like staying in the company, she might even be sidelined.
As for the group's current human resources director Wang Yining, we can only say that he is barely competent.
Therefore, Luo Yang is short of people, especially outstanding talents. This is a real problem. He is sure that once the Guangfan Group in Yang City is established, the gap will be even bigger.
Wen Wan was right when she said that opportunities are everywhere.
"It's good to have ideas."
Luo Yang continued to probe: "You are now applying for the position of director of the board office. It is a big leap to switch from an administrative position to a middle-level management position at Kunpeng Technology. How can you achieve your career planning goals?"
The position of director of the board's office is roughly equivalent to that of a steward who revolves around Luo Yang, and the daily affairs handled are mostly tedious administrative matters.
Kunpeng Technology is a serious high-tech industry. Most of its core departments are R&D departments, which require technical talents. The only department in the company that does not require too much professionalism is probably the marketing department, but Ding Hongyi is doing a good job now, so there is no reason to replace him.
Luo Yang threw this question to Wen Wan.
"Being able to learn from the chairman is a more valuable opportunity than getting a high salary."
Wen Wan seemed to have prepared the answer long ago: "You started your business in your sophomore year and brought Kunpeng Technology to its current height. I believe that by learning from you, I will definitely be able to master a lot of management experience and business operation methods. I am not lacking in IQ, and with a master like you to guide me, I will grow quickly."
It is both her true inner thoughts and a subtle compliment.
Coming from the mouth of such a beautiful woman, it feels like just two words: comfortable!
But Luo Yang wanted to tell her a cruel fact: "Your idea is correct, but it is difficult to implement in reality."
Wen Wan tilted her head slightly, waiting for the answer with a hint of confusion.
"I will spend half of the week in Yang City, Su Province. I have an industrial layout there that is not inferior to that in Magic City, so my time is reduced by half."
Luo Yang explained with a smile: "In Shanghai, I only come to the company about half of the time. In between, I have Assistant Yu to assist me with my work, and I have a life assistant when I am on business trips. So in your position as the director of the board office, you should not have much contact with me."
After saying this, the corners of his mouth curled up slightly, then returned to normal.
The reason I say this is not to dissuade you from doing something, but to fish for trouble.
Sure enough, Wen Wan was stunned for a moment after listening to it, and then fell into thought.
"Chairman, I don't need a high salary, but can you give me a chance after I'm hired?"
After a while, Wen Wan raised her head and looked at Luo Yang: "An opportunity to learn from you in a limited time."
Facing the pleading gaze, Luo Yang did not avoid it. After staring at each other for a moment, he said, "First of all, you have to know one thing. Even Assistant Yu only gradually learned some of the company's secrets after following me for more than a year, and I haven't completely let him go until now."
“I can sign a non-compete agreement before I start working.”
"not enough!"
Wen Wan: "."
Biting her lower lip, she looked at Luo Yang with a stubborn look: "Look at my performance and give the corresponding degree of commercial secrets decryption. Whether I can gain your trust is my problem."
"Da da da"
Luo Yang's fingers crossed and tapped on the table, making a continuous sound of horse hooves.
"Go to the HR department to complete the entry procedures."
After a pause, he continued, "No need to cut salaries. I have never been stingy with high salaries and rewards for talented people."
“Thank you, Chairman, for giving me this opportunity.”
Wen Wan stood up, bowed to Luo Yang, then turned and left the office.
Gee.
I thought it would take a long time to pull it, but I didn't expect the fish to swallow the bait as soon as I put it in.
It’s only 12 years now, is the workplace so competitive?
Watching the slim figure disappear at the door, Luo Yang withdrew his gaze, shook his head slightly, smiled and picked up the document again.
Those who take the bait themselves are not afraid of escaping.
As the saying goes, without comparison and competition, the cruel truth of the workplace cannot be revealed. When it was close to 12 o'clock, whether it was Lin Yuxi who came in to get the documents, or Chu Jing who came to clean up, their faces looked a little strange.
It's not that he was hesitant to speak, but it's true that he looked a little awkward.
Wen Wan must have taken up her post, right? It's time for a catfish to come in and stir things up, otherwise, do you really think the group's board of directors' office is a nursing home?
The boss who takes Buddhist approach can sometimes be mean and mean.
After lunch, Luo Yang sat in front of the sea of tea, took out a cake of ancient tree Pu'er, and slowly enjoyed the process of brewing tea according to the techniques of the tea ceremony.
Experience the tranquility of the soul in leisure, just like when you are fishing, think about nothing and let yourself go.
Unfortunately, this kind of tranquility did not last long.
Before 2:30 in the afternoon, Kunpeng Technology's financial director Ke Ruoyun came over.
"Chairman, Mr. Chu came to me yesterday and said that you have something to consult and explain. I don't know the specific matter, so I only brought the financial statements of Kunpeng Technology for the first quarter so far. I don't know if you..."
"Sit down first."
It was rare that Luo Yang did not meet with his subordinates at his desk.
Due to the unknown information, Ke Ruoyun felt a little restrained, especially after she sat down and the chairman personally poured tea for her. She immediately felt flattered.
"Although March is not over yet, can you estimate how much money Kunpeng Technology will have in its account by the end of the month?"
The distribution strategy implemented last year has achieved even better sales results since the beginning of the year. After all, the budgets of many units for the new year were formulated in the second half of last year. After anticipating the "demand" for purchasing this year, there will definitely be bias in the listing.
Or they can spend money suddenly at the end of the year. Not many local administrative units can do this, after all, it depends on fiscal revenue to support it.
So although it hasn’t been long since the beginning of the year, the sales performance is really impressive.
Ke Ruoyun opened the financial statements, looked through them for a while, and thought for a few minutes before reporting to Luo Yang: "Chairman, if the R&D department's second quarter expenses are included, the net cash flow will only be around 1200 million by the end of this month."
“What about the cost of developing overseas markets?”
Luo Yang then asked, "Have you taken the fees that Director Ding asked for into account?"
"Director Ding planned to go abroad after the beginning of the year, and we gave him a three-month budget in advance."
Ke Ruoyun remembered the company's account very clearly: "The second payment from his side will not be made until the end of April, and the specific amount needs to be submitted to you for approval after Director Ding and President Chu have a meeting and consultation."
"That's it"
According to this schedule, even by the end of April, the company's surplus funds will not exceed 4 million.
After all, expenses go beyond research and development.
"Since last year, has any bank approached you, hoping that Kunpeng Technology could accelerate its development through loans?"
Hearing this question, Ke Ruoyun was stunned for a moment, then her eyes suddenly lit up.
Wow, finally, finally the chairman cares about the loan issue.
If it weren't for the loan from Deyang Electric in Yang City, the entire Kunpeng Technology system would have a zero debt ratio. It sounds good, but for the finance department, it is simply unimaginable.
How can there be a company that neither accepts financing nor takes loans, and relies entirely on its own funds to maintain its operations and development?
It would be understandable if this company had been operating for decades, but Kunpeng Technology has only been in business for three years and it is in need of a large amount of cash flow.
Suddenly, she heard the chairman's concern about bank loans, and then connected it to the question about overseas market development funds just now. If Ke Ruoyun didn't understand what Luo Yang was thinking, her position as financial director would be in vain.
"Chairman, there are too many banks looking for our company."
Ke Ruoyun immediately responded to Luo Yang's question: "Some came to us on their own, some came through the relationship with the leaders of the Science and Technology Innovation Park, and some were from the Big Four banks that we met at the symposium where the leaders of the district's high-tech industrial park were concerned about the development of enterprises, as well as several larger development banks such as Pufa and Huaxia."
“Can I get an industrial support loan with favorable policy conditions?”
"Yes, it was mentioned at the district's high-tech industry development symposium that the banks we can connect with are Shanghai Pudong Development Bank and Industrial and Commercial Bank of China. Both are fine."
Ke Ruoyun answered very quickly. After he finished speaking, he didn't pause and immediately added: "The amount of credit will be granted based on the company's situation. Even if our company follows the minimum standard, we can get an authorization of 3000 million. The loan interest is about half of the current interest. The details can be discussed."
"Not counting support, just talking about the loan amount, if Kunpeng Technology wants to borrow 1 million from a bank, is it difficult?"
"Not much. According to our company's current situation, the bank's appraisal authorization is at least 2 to 3 million yuan. If we lend 1 million yuan, there will be no problem with the bank."
"Well, you can contact the people from Pufa Bank and ICBC now to inquire about the loan."
Luo Yang thought for a while and said, "I plan to use Kunpeng Technology to borrow 1 million yuan, of which 5000 million yuan will be used to obtain preferential policies for the development of high-tech industries, and the other 5000 million yuan will be directly loaned through a commercial loan model. But there is one requirement, which is speed. The policy benefits can be obtained according to the requirements, and the faster the commercial loan part, the better."
Ke Ruoyun understood the chairman's implication. The 5000 million commercial loan would be given to whoever disburses the money faster.
As for enjoying the preferential policies, there is no way around it. This part of the loan not only has to go through the bank's procedures, but also the government department's procedures. It can't be done quickly.
Since the boss had given the order in person, Ke Ruoyun immediately did as he was told, took out his cell phone and began to contact his acquaintances at Pufa Bank and ICBC.
While Ke Ruoyun was on the phone, Luo Yang lit a cigarette and began to think about the follow-up matters.
It's not enough to just loan the money, because the money has to be given to Ding Hongyi for use overseas, so foreign exchange is needed, preferably US dollars.
When it comes to overseas business, Luo Yang feels the financial needs.
He thought of Dong Xuan again.
This woman, sometimes I want to stay away from her, but she always comes in handy at some critical moments. It's really weird.
People's thinking always has blind spots at certain times.
At this moment, Luo Yang never thought that he had a company in Yang City, and now there were hundreds of millions of local currency worth of Mi Yuan in the account!
It can be exchanged according to the exchange rate at that time.
Of course, the banking, financial, legal and other procedures involved are not a problem.
Twenty minutes later, Ke Ruoyun finished making two calls.
The financial director looked at Luo Yang excitedly and said, "Chairman, ICBC and Shanghai Pudong Development Bank both said that the 1 million yuan loan is no problem, and the 5000 million yuan commercial loan can be fast-tracked and released in the shortest possible time. They said they can send professionals to connect with us now. Do you want to contact them?"
"What position will the Pufa branch be responsible for?"
Luo Yang remembered that Dong Xuan had mentioned that she had more connections in Pufa, so he put Pufa first at the first opportunity.
"He Junyou, the head of the credit department of the Minhang branch, has been to our company. I have had dinner with him twice, so we know each other."
Ke Ruoyun immediately replied: "I guess even if I don't contact him now, he will treat me to dinner tonight."
"Well, you can contact him first and report the details to me tomorrow."
Luo Yang thought for a moment and said, "Also, after returning, find out more about the preferential policies for supporting high-tech industries. By the way, let Mr. Chu contact the district. Let's not talk about which bank to get the loan from, but start the application process as soon as possible."
"Okay, Chairman!"
Ke Ruoyun nodded seriously: "I will start to keep an eye on this matter after I go back today."
"Then I won't keep you any longer. Finish this cup of tea and go about your business."
Luo Yang picked up the teapot with a smile and filled half a cup of tea in the cup in front of Ke Ruoyun.
Ke Ruoyun drank it all in one gulp, stood up, nodded to Luo Yang, and left quickly.
(End of this chapter)
