Chapter 515: Picking up girls is really expensive
"Lemon CC seeks 5 million yuan in financing from Sequoia Capital"
The information Luo Yang said shocked Dong Xuan so much that her whole body went numb.
It’s not that the amount of money is scary. A few hours ago at Mr. Min’s house, their small circle raised nearly 20 billion yuan. In comparison, 5 million yuan is not a lot.
But Dong Xuan knows Lemon CC.
After Naixue became successful, Luo Yang started to establish Lemon CC, and he also borrowed 1 million yuan of start-up capital from Ningbo Bank.
In just over a year, this milk tea brand that adopted a low-price strategy expanded rapidly. As of the end of last year, the bank's internal risk valuation for Lemon CC was almost 700 to 800 million yuan.
For banks, such assessments are often extremely conservative.
According to normal market valuation, it is not impossible for it to double.
It's only been a month since the beginning of the new year. Has the value of Lemon CC increased so much all of a sudden?
The key is not the valuation issue, but why Luo Yang wants to raise funds.
Because Dong Xuan knew that Luo Shengtang was not short of money.
If a company is not short of money, it is possible to borrow money from a bank and maintain a certain debt ratio, but it can raise funds by selling shares, unless...
"Mr. Luo wants to list Lemon CC?"
Dong Xuan immediately thought of this possibility: "Let powerful investors enter Lemon CC, expand rapidly with the help of financing, and go public after the three-year period."
"NO, NO, NO!"
Luo Yang shook his finger and said, "The listing cake is left for others to cut. I am responsible for making the cake bigger so that everyone can grab it."
The turning point of information almost broke Dong Xuan's waist.
"A so-called circle is probably a group of people with equal assets who get together to share resources and interests."
Luo Yang said with feeling: "I am too young. It is a bit difficult for me to integrate into a group of people who are old enough to be my uncles. After thinking about it, the only way is to let everyone see that I am a person who is willing to cooperate for a win-win or even multi-win situation. Only in this way can they form a circle around me. Dong Xing, don't you agree?"
"Mr. Luo, your idea."
Dong Xuan didn't know how to describe Luo Yang.
It goes without saying that when a company goes public during its growth phase, the interests involved are enormous.
When Luo Yang put this into his mouth, it actually sounded like a cake left for others to cut.
This means that Lemon CC has to be sold before it goes on the market.
For a moment, Dong Xuan felt that she could not understand the young man in front of her.
If you say he is old, his behavior of leaving early tonight is simply willful. If you say he is young and energetic, he is willing to share a lot of benefits.
The benefits shared are not millions or tens of millions, but hundreds of millions!
How did he not care?
Dong Xuan couldn't help but observe Luo Yang lying on the sofa.
He was seen leaning back in the chair with his eyes closed, the corners of his mouth slightly raised, revealing a pleased expression. His long robe and pajamas were open, revealing his six-pack abs with distinct edges and corners. When moving downward, the view was obscured by his long black hair, occasionally revealing a hideous look.
Suddenly, Dong Xuan felt a surge of heat in her lower abdomen, rushing directly to her head, and her cheeks became hot instantly.
"Bah, you little pervert!"
Dong Xuan turned her head away again and couldn't help but spit.
"It's getting late, I won't disturb Mr. Luo's rest."
She felt a little restless, so she said goodbye, "Please take me to the investor reception tomorrow night, Mr. Luo, or the place where I was picked up today."
"What project did Mr. Min and the others play? Would Dong Xing mind sharing it with me?"
Luo Yang opened his eyes, looked at Dong Xuan and said, "It's a good opportunity to learn the investment methods of the seniors in Modu."
"It's useless to know, because this method requires strong personal connections and a mature operation team."
Dong Xuan had just left the sofa less than half a foot when she heard Luo Yang's question and sat down again.
“Public companies in poor condition should suspend trading and reorganize.”
There are no details, just a general description of the project that Mr. Min and his team are running.
"Mr. Min and his team have sufficient resources. Of course, restructuring does not mean that the listed company will be revived in business, but this process can affect the confidence of shareholders. It does not rule out the possibility that the company will be rejuvenated after filling in the gaps and obtaining funds."
Dong Xuan explained: "Making money in this process has a short cycle, high profits and low risks."
“No wonder it takes 20 billion.”
Luo Yang muttered to himself, "I remember that the amount of financing that Guo raised in Zhejiang East at the end of last year was about the same level, right?"
"Mr. Guo doesn't follow this path."
Dong Xuan shook her head and said, "His ambitions are much greater than those of Boss Min's circle."
“It’s still a financial game after all.”
Luo Yang sat up, took a sip of champagne and said, "Money makes money, a bunch of numbers."
"Everyone does this, what's so strange about it?"
Dong Xuan smiled and said, "In the financial circle, everyone has their own way of playing. It depends on who has the widest network of contacts, who has more connections, and who has the strongest ability to raise funds. Anyone who uses his own money to play games is a fool."
Having said this, she suddenly paused.
It seems that the person in front of her is in the business of doing business. According to her understanding, among all the companies under Luo Yang, there is only one small-scale investment company.
And according to him, it seems that this company is still only playing in the overseas capital market.
Just when Dong Xuan was stunned, something seemed to flash through Luo Yang's mind, but then his facial expression became confused.
"Your bank's asset portfolio should contain bankrupt non-performing assets, right?"
After hesitating for a moment, Luo Yang started asking Dong Xuan.
"You think too much!"
Faced with such a question, Dong Xuan rolled her eyes at Luo Yang and said, "I know what you mean, but I can tell you clearly that if you want to take advantage, it will never be your turn."
Shit, what are you talking about? Who are you looking down on?
Luo Yang also glared at Dong Xuan, as if to say, "If you don't explain clearly, you won't be able to leave tonight."
"cluck"
Seeing this expression, Dong Xuan giggled, and her body shook violently as she leaned forward and backward, causing her eyes to dazzle.
"Your idea would have worked fine a dozen years ago."
After stopping her laughter, Dong Xuan turned sideways again, moving her left leg to press on her right leg. "At that time, the domestic capital market was underdeveloped. Not to mention the private sector, even the state lacked capital, so many actually high-quality assets were packaged and sold. But with the establishment of the four major asset management companies and the addition of local asset management companies, state-owned assets have become synonymous with internal digestion. It is not easy for external capital to get involved."
"No, do you think I want to take advantage of the country?"
"Is not it?"
"Tsk, prejudice"
Luo Yang smacked his lips and said, "I'm still in the planning stage, and some industries are still a little lacking. If I start from scratch, funding is a small matter, the key is time. So I was thinking whether your bank has this kind of asset package, and I can find what I want in it."
Starting from the beginning, apart from anything else, just getting the land, designing, building, and debugging the equipment. After all that, almost a year had passed.
For Luo Yang, losses are not a big deal and liabilities are acceptable, as long as key facilities such as factory buildings and equipment are complete and can help him save time in production and operation.
After understanding the meaning of the words, Dong Xuan's eyes lit up instantly.
If this is the request, there will be a lot of room for maneuver.
"What kind of assets does Mr. Luo need now?"
"Snapped!"
Luo Yang snapped his fingers: "Dong Xing is on the right track."
After saying that, he raised his glass and toasted Dong Xuan from afar.
"After receiving financing from Sequoia Capital, Lemon CC's expansion will be further accelerated. This acceleration will not only be in the increase of directly-operated stores and franchise stores, but also in the raw material manufacturers, fruit planting bases, and logistics and delivery chains."
After putting down the empty cup, Luo Yang stretched out two fingers and gestured to Cong Shanshan.
Then he continued to Dong Xuan: "I want to acquire such assets all over the country." Cong Shanshan obediently lit a cigarette, knelt on the sofa, and put the lit cigarette into Luo Yang's mouth.
Dong Xuan ignored her two subordinates and tried to please Luo Yang.
Her mind was entirely on business at the moment.
"Nationwide."
Yongcheng Bank's business is mainly in Zhejiang Province, and also covers Jiangsu Province and Shanghai Stock Exchange. Its influence seems somewhat weak even in the Yangtze River Delta region.
Now Luo Yang wants to expand across the country, which means acquiring assets from all over the country.
Dong Xuan suddenly had a feeling that the delicious food in front of her was within her reach, but her hands and feet were tied, so she could only watch with envy.
That was so anxious.
"Boss Luo, when will your business start?"
While thinking, Dong Xuan asked, "Next month, or the second half of the year?"
The financing that Luo Yang received from Shen Nanpeng will not arrive until the second half of the year.
“It should be around July or later.”
Luo Yang thought for a moment and replied, "But before that, we can do the preliminary investigation and negotiation first, so as to avoid delaying it until the funds arrive in July."
"Can you give me two months?"
Dong Xuan bit her lower lip and looked at Luo Yang expectantly: "Just in March or April."
"Is Dong Xing not satisfied with taking over the business in the Yangtze River Delta?"
Luo Yang looked at Dong Xuan with a smile and said, "But as far as I know, the business scope of Yongcheng Bank is limited. Even if you want to eat, you can't swallow it, right?"
An Ying divides the market of Lemon CC into several large areas, including the Northeast, Southwest and South China.
Dong Xuan's tentacles can't reach that far.
"I want to try it!"
"How do you try?"
"My college classmates are all over the major banks. There are two or three who are doing about the same as me, and many of them are middle-level managers in the branches."
Dong Xuan explained: "It is better to do business with the familiar than to do business with the new. I will buy them in bulk first and then sell them to you in a package. This way, you don't need to negotiate door to door, which saves energy and time."
“The only thing I don’t do is save money!”
Luo Yang laughed: "Aren't you acting as a middleman? Not to mention that my funds come from Sequoia Capital, and there is a certain degree of supervision during the use period. Doing this is suspected of transferring funds from one hand to the other and poaching employees."
"Since Mr. Luo is collecting non-performing assets, I believe the bank is willing to dispose of them as soon as possible."
Dong Xuan said confidently: "In the hands of professionals, the acquisition price will be lower than the bid of Luo Yang's team. Please believe me on this point, Mr. Luo."
Having said that, the woman raised the wine glass in her hand and gestured around the living room from a distance.
"Just like this house, with our cooperation, Mr. Luo was able to get it at a suitable price."
Looking back on the process of purchasing this house through judicial auction, it was indeed as Dong Xuan said, with the operation of professionals, it was much cheaper.
“You are so positive”
Luo Yang smiled and asked, "How big is the space inside?"
"That depends on how much money Mr. Luo has for the acquisition."
"In my plan, I plan to spend 1 million to million yuan to build a logistics industry chain."
"If it's less, it's about 20%. As for the upper limit, it depends on the bankrupt company's debts, inventory of existing assets, etc."
Dong Xuan thought for a moment and replied to Luo Yang: "The profit margin of some acquisitions may exceed 100%. This is also possible."
"Is that so?"
Luo Yang smoked a cigarette and thought for a while.
"what do you want?"
He looked at Cong Shanshan who was leaning on the side and said, "Ask your Dong Xing to give you a gift."
Cong Shanshan was stunned for a moment.
She heard the entire conversation just now.
After all, he is a professional within the bank. Even if he doesn't understand much, he can probably estimate how much profit there is in this business.
Even if the bank takes at least half, what's left will be generous enough.
"I want whatever you want."
This sounds like something Cong Shanshan would say.
"I remember the house you bought was about 120 million yuan. How much did you borrow for it?"
Cong Shanshan's house is in Sanlintang, Pudong. When she bought it, the price was about 15000 yuan per square meter, and the area was just over 80 square meters.
"I paid 50 yuan as a down payment, and took out a combination loan for the rest, including a 30 yuan housing fund loan and a 40 yuan commercial loan. Together with the principal and interest, I have to pay back about 115 million yuan. In the past few years, I have paid back 20 yuan, and I have less than 100 million yuan left."
When saying these words, Cong Shanshan herself didn't notice that her voice was trembling.
She tried to speak slowly and in more detail, with expectation but also fear of disappointment.
"Dong Xing, if this deal is successful, please help Manager Cong pay off the remaining mortgage."
Luo Yang said calmly: "It's not good for a girl to be so depressed all day long with so much debt on her shoulders."
As he spoke, he glanced at Cong Shanshan.
"Boss Luo is really kind and gentle to women!"
Can Dong Xuan refuse?
She could only nod and say, "No problem."
But I was muttering in my heart: Picking up girls really costs a lot!
Before she could come out of this emotion, Luo Yang reached out and patted the busy Chu Weiwei.
"Pause."
After lifting her chin, he asked, "What gift do you want?"
"Master, I want a nice car."
He said it straightforwardly and directly, without any hesitation, and then continued to work with his head down.
"Snapped!"
Luo Yang snapped his fingers and said, "Dong Xing, let Weiwei choose a car worth about 100 million yuan."
Dong Xuan was glad that Luo Yang only picked Chu Weiwei that night.
"I'll give you two months."
As if the conversation just now was just an illusion, Luo Yang skipped it directly: "An Ying will also attend the investor reception tomorrow night. You can talk to her and find out the needs of Lemon CC layout. Then you can find a job according to the needs."
After getting Luo Yang's approval, Dong Xuan no longer felt any resentment in her heart, and her face was filled with smiles.
"Mr. Luo, happy cooperation!"
"Happy cooperation!"
After finishing the wine in the glass and seeing Cong Shanshan with a dazed look in her eyes, Dong Xuan felt that if she didn't leave, she might be taken in as well.
I quickly stood up, said hello, picked up my bag and walked out.
Before I even walked out of the door, I heard some lascivious music behind me.
(End of this chapter)
