Chapter 493 Should I drink this glass of wine or not?
While eating breakfast, looking at Jiang Wen's diligent actions and the expression that was trying to please him, Luo Yang almost opened his mouth, but finally let out a sigh.
Because of thirst, he woke up once in the early morning and found Jiang Xue sleeping next to him.
"It's useless for me to talk anyway, right?"
"Didn't Dai Ying and Yuan Yuan go back to school to live in the dormitory last night? Xiao Xue kept pestering me to sleep in the same room with her."
Jiang Wen did not resist, but used her gentleness to melt the tempered steel.
"You."
Luo Yang tapped Jiang Wen's forehead with his finger: "You don't do your work all day long, but just think about these things all day long."
"Who said I wasn't doing my job?"
Jiang Wen immediately defended herself, "I passed the interview last week, and I'm going to work soon."
Eh, is this true?
Luo Yang seemed a little unconvinced.
"Didn't you say that if you want to be a boss you must first work for others?"
Jiang Wen said with a little pride: "I found a women's beauty salon and applied for a technician position. I will receive pre-job training as soon as I start working."
"Are you applying for a technician position?"
Luo Yang's eyes widened in surprise: "After all, you are an undergraduate from a 211 university, how can you do the job of serving others?"
This is a problem of psychological gap.
Since the expansion of university enrollment, the number of undergraduate students has begun to increase. After graduation, most of these people are unwilling to take up low-level jobs due to their academic qualifications, even if the wages of the so-called white-collar jobs they apply for are not as good as those of low-level positions.
This is also the reason why many undergraduates would rather stay at home and rely on their parents than go out to work.
It’s not that they can’t find a job, but that they think some jobs are not suitable for “undergraduates”.
In fact, many people don’t know that before the expansion of university enrollment, many of the second- and third-tier colleges were actually junior colleges and technical secondary schools. This is the result of the industrialization of education. In the past few years, they were just junior college and technical secondary school qualifications.
But Jiang Wen is different. Before the expansion of university enrollment, 211 universities like Shanghai International Studies University were also serious key undergraduate institutions.
She applied for a job as a technician.
"Oh, what's the big deal? I'm going there to get familiar with the medical beauty industry, not to really work there."
Jiang Wen smiled and said, "In two or three months, I will apply for a job at a plastic surgery hospital to see if I can find a job as a nurse. If that doesn't work, I can work as a receptionist. Anyway, as long as I can get some internal information, that's fine."
It's not easy to have such a mentality.
Because from Luo Yang's perspective, Jiang Wen actually doesn't need to work hard to live a good life. Even if she doesn't endure all these hardships, she can still run the chain of medical beauty institutions. It's just a matter of leaving professional matters to professionals.
It can be seen that the little girl is still unwilling to be ordinary.
"Just think about it yourself. Don't give up after working for three days and resting for two days. If you complain and quit, you'll be a laughing stock."
"Certainly not."
Jiang Wen said with a grin, "I am a graduate of a 211 university after all. I can't just eat and wait for death. There are eighteen-year-old girls every year, but I will get old. Even if I become a vase, I have to be a valuable vase that you won't want to replace."
After hearing this, Luo Yang was silent for a long time.
"The fact that you have such an idea proves that I was right about you."
Luo Yang put down the chopsticks in his hand, looked at Jiang Wen and said, "Do whatever you want to do. I will support you."
"Ok!"
Jiang Wen nodded and said, "After Dai Ying and Yuan Yuan move out, I will let Xiao Xue move back to the master bedroom, okay?"
Typically given a little sunshine, it will be brilliant.
Luo Yang picked up the chopsticks speechlessly and hurried to eat breakfast.
"I may not be back tonight, don't wait for me."
There is a dinner party in the evening. Luo Yang doesn't think Dong Xuan will go alone, as there will definitely be some trouble.
"Oh"
Jiang Wen did not show a look of disappointment on her face. Instead, she said with concern, "Drink less alcohol at social events tonight."
Luo Yang said nothing, just smiled.
He didn't think he would drink much in the evening. After all, Dong Xuan had mentioned on the phone yesterday that he had been drinking for several days in a row. Since he was treating everyone tonight, he should take the opportunity to "rest".
Things never change according to one's will, and therefore are often beyond one's expectations.
At around half past five, Luo Yang arrived at the dinner party.
"The car circled twice. If you hadn't come to the intersection to pick me up, I might not have found it."
Dong Xuan personally went to the entrance of the alley to pick people up, giving them enough face.
"This place is quite difficult to find. People who come here for the first time all have the same experience."
"Private clubs?"
The two walked side by side through an alley and arrived at the door. Luo Yang vaguely saw a rockery inside.
"The bank's own place was originally a training institution for the power system, but it was later abandoned and left vacant for several years before being spotted by a Zhejiang businessman who bought it and turned it into a club."
Dong Xuan is particular about the places she chooses to entertain guests: "After changing hands several times, I don't know how it became a mortgage asset of the bank. The bank liked the quiet location of this clubhouse in the middle of a bustling city, and did not auction it off for cash. Instead, they renovated it and turned it into a place to entertain VIPs."
“I never thought there was such a good place in Xuhui.”
After entering the yard and seeing the environment inside, Luo Yang couldn't help but sigh: "It seems that I have to work hard to climb up, there is a place worth it."
When Dong Xuan was the director of the credit department, she used it less frequently and only came here occasionally to accompany her leaders to entertain guests.
Now that I've been promoted to vice president, my authority has increased and I can use this place to entertain guests more casually.
"Mr. Luo, please stop teasing me. As a vice president of a branch, doesn't he have to beg for food from a big boss like you?"
Dong Xuan was very good at Tai Chi. She giggled and said, "Besides, I can use it, so it's not just Mr. Luo who can use it. If you want to entertain important guests in the future, just say hello to me."
The two of them strolled across the yard, talking.
Although this place has undergone several renovations, the original Jiangnan garden-style layout has not changed.
There is a lot of traffic outside the courtyard wall, and willow trees are swaying beside the pond inside the courtyard wall.
There is only one three-story main building in the club, with red bricks and green tiles, which has a nostalgic style.
"President Dong really came alone to meet the appointment!"
The dinner place was on the ground floor. Apart from the two waiters at the door of the private room, there were only Luo Yang and Dong Xuan in the huge private room.
"Boss Luo, do you think it's quiet?"
Dong Xuan smiled and said, "Don't worry, it will definitely be lively after we finish talking about business."
While the two were chatting and laughing, the waiters came in, one helped to make tea and the other helped to hang up coats.
When there are outsiders around, the expression is also implicit.
"Let's serve."
After taking her seat, Dong Xuan directly asked the waiter to serve the food.
"I'll drink some white wine tonight, too, so that Mr. Luo won't accuse me of drinking too much when I'm with other people, but being sneaky when I'm with you."
After instructing the waiter, Dong Xuan opened a bottle of Wuliangye.
"This glass of wine congratulates President Dong on his promotion."
It is reasonable for Luo Yang to offer this glass of wine first.
Dong Xuan was not modest either. She clinked glasses with Luo Yang and drank the wine in one gulp.
"I want to toast Mr. Luo, too. Congratulations on making a fortune."
You have to drink this glass of wine carefully.
"Dong Xing, you know how much I have borrowed now. It's okay for a small amount of money, but it's not possible to make a fortune, right?"
Luo Yang didn't pick up the wine glass. He looked at Dong Xuan with a smile and said, "Especially in an international metropolis like Magic City, my wealth is just a small amount of money. I don't even have the qualifications to be invited to the annual meeting of the Federation of Industry and Commerce."
"Mr. Luo is being modest."
Dong Xuan blinked at Luo Yang and said, "As you said, I work in the banking system. Although I have a loan debt, I still know how much assets you have. If I don't have any idea, how can I set up a private asset management team?"
"I'm just worried that the money I worked so hard to earn will become less!" Luo Yang laughed after being called the general, raised his glass and clinked it with Dong Xuan.
“Assets are assets, and money is money.”
He still had to quibble when it was time to quibble: "Unless I quit and sell my property, I can't cash it out. If we really talk about wealth, the tens of millions of cash in my hand are the real thing."
"Cash is not as good as the assets in Mr. Luo's hands."
Dong Xuan smiled and said, "Luo Sheng Tang is very valuable now. Our bank's internal conservative valuation is over 20 billion. If you take out 10% of the shares, you can easily cash in more than 3 million."
"Hahaha, is it so valuable?"
Luo Yang knows whether it is worth it or not. If Anying can complete this year's expansion as planned, by the end of the year, the overall valuation of Luo Shengtang will not be less than 50 billion in the eyes of venture capital institutions.
So I could only laugh and raise my glass to toast.
"Wow, your chef is really good. The home-cooked dishes are very special."
There was probably only one table in the club tonight. The waiter served the food quickly and the fragrant hot dishes attracted Luo Yang's appetite.
Dong Xuan didn't dwell on this topic and accompanied Luo Yang to eat for a while.
"Speaking of which, Mr. Luo still owes me a drink."
Because the waiters kept bringing in dishes, Dong Xuan was slow to get to the point.
"what?"
Luo Yang was stunned for a moment: "I owe you a drink?"
"Shanshan is one of my top generals after all. Last year, Mr. Luo poached her without even saying hello."
Dong Xuan looked at Luo Yang with a smile and said, "If the resignation letter didn't need to pass through me, I wouldn't know about this."
Ha ha
Cong Shanshan is your subordinate, but she has never been a general, right?
If it weren't for her relationship with me, this girl might still be an ordinary business manager in the industry.
But the scene cannot be torn apart.
"Dong Xing has some golden hands. Just recruit some college students to guide them, and their business capabilities will improve."
Luo Yang smiled and responded, "With your ability, it's not a big deal for you to train a few business managers. As for Manager Cong, I'm not impressed by her ability. President Dong, you should know what I'm talking about, right?"
Is Cong Shanshan strong in business ability?
This is difficult to define. If you are willing to take risks, it should be possible. But if it is like before meeting Luo Yang, it will be just average.
At least that's what Luo Yang thought.
"Mr. Luo, you have underestimated how important Shanshan is to me."
Dong Xuan looked at Luo Yang sincerely and said, "Take the last promotion as an example, why would I rather give money?"
She was talking about the last channel financing.
"Shanshan is only a little girl this year. If she climbs too fast, her foundation will be unstable and she will easily fall."
Dong Xuan glanced at Luo Yang in reproach, then sighed and said, "With my position in the bank at that time, I couldn't protect her. I had planned to promote her after I was promoted to vice president. Now that you have messed things up, how can she still be willing to work for me?"
According to this statement, it seems that Luo Yang was the one who delayed Cong Shanshan.
Although Dong Xuan spoke sincerely, he didn't quite believe it.
As the waiter brought almost all the dishes, the topic of their conversation began to move towards the theme of the evening.
"This glass of wine is my apology. I have already explained the reason on the phone before, so I won't repeat it."
Dong Xuan raised her glass quite frequently tonight, probably because she wanted to liven up the atmosphere so that everyone could speak freely after drinking to a certain extent.
"To be honest, Manager Cong said a lot that night. I felt that I understood the superficial meaning, but I always felt that there were still some vague points."
After Luo Yang finished his drink, he put down his cup and looked at Dong Xuan and said, "I'll try to explain my understanding. If there are any mistakes, you can explain them further."
Dong Xuan glanced at the door of the box, then retracted her gaze and looked at Luo Yang seriously.
"I want to set up a private asset management team and want to recruit Cong Shanshan to join. Her resignation report was sent to you, and then you knew about this matter. It just so happened that at that time you were promoted to vice president, and your scope of responsibility included private banking business."
Luo Yang analyzed the situation according to the chronological order and logic of the events: "Then you came up with an idea that you hoped I would not set up a private asset management team on my own, but put the assets in my hands into the private banking business segment under your charge to increase your performance."
Having said that, Luo Yang paused.
"No, add Manager Cong in it."
Luo Yang smiled and said, "This idea takes into account your reluctance to let Manager Cong leave."
Clearly organized and logical.
After listening to it, Dong Xuan nodded and said, "It's about the same, except for two follow-ups."
"I know!"
Luo Yang's fingers stroked the wine cup: "As my personal assets grow in size, roughly three to five years later, you want to jump out of the current platform and move to a bigger stage. At that time, you want to use the right to manage my personal assets as a token of your loyalty to increase your chances of success in changing jobs."
This was already detailed enough, so Dong Xuan did not add anything more.
"So let's get back to the point."
Luo Yang looked into Dong Xuan's eyes and said, "I am confident that my own team can manage my personal assets, and the annual appreciation of the cash portion will not be less than 50%. President Dong, if this money is placed in the private banking business of the Pudong Branch of Yongcheng Bank, can the annual appreciation reach this value?"
A 50% return rate is guaranteed every year. Not to mention private banking management, even private equity funds cannot offer such a return rate.
Dong Xuan shook her head, "I really can't do that. But Mr. Luo, you said that the annual return rate is no less than 50%. Even the big guys in the fund circle can't guarantee it %, right?"
"Let's not dwell on this number, because what comes next is even more incredible."
Luo Yang smiled and said, "Also, I have disclosed some information to Manager Cong. He said that the scale of his personal assets will grow to at least 50 billion in five years. If I hand it over to the bank to manage, let alone the loss of income, just the weight of this pledge of allegiance, Dong Xing, what can you offer in exchange?"
If it is just a choice between bank A or bank B, the favor carries less weight.
The problem now is that Luo Yang doesn’t plan to put it in the bank.
"Mr. Luo, let's not joke around. Let me ask you seriously, are you sure that the scale of your personal assets will reach at least 50 billion in five years?"
Dong Xuan did not reply to Luo Yang immediately, but raised her questions solemnly.
"This is still an underestimation. If you are not modest, you can estimate it to 100 billion!"
Luo Yang said confidently: "Of course, the equity portion will account for the majority of this private asset, and the cash and stock portions will probably be within 10 billion."
Dong Xuan fell silent for a moment.
Let alone 100 billion, even if it is 50 billion, the weight of this token of allegiance is something that only those who need it know.
Luo Yang didn't urge her and started eating while Dong Xuan was thinking.
"First, I will form a team to help you manage the value-added operations of this asset. The size of the team will depend on the size of your assets."
After being silent for several minutes, Dong Xuan finally looked up.
She looked at Luo Yang and said, "Initially, the scale will be 5000 million. Cong Shanshan will be your personal butler, and the business will be handled by the bank. When the scale exceeds 1 million, the team will add one member. When the assets exceed 1 billion, the team will add another person. After that, the team will add one person for every 10 billion increase in assets."
Isn't this unusual?
Luo Yang glanced at Dong Xuan and said nothing.
"You can appoint the team members, even if they don't have a diploma!"
Of course Dong Xuan would not offer such simple conditions.
She looked at Luo Yang and raised her wine cup, smiling and saying, "Or I can help you choose from universities and negotiate for you."
Luo Yang: “.”
According to Dong Xuan, it is equivalent to finding someone in the industry and paying money to help him support a harem of four or five people?
Should I drink this glass of wine or not?
Although it is very attractive, with such huge benefits in front of you, you can't just agree to it for a few women, right?
Fortunately, Luo Yang is smart.
He found an empty wine decanter from the side, placed it between himself and Dong Xuan, and then poured the full cup of wine in front of him into it.
What this means is that I am satisfied with your conditions, but they are not enough. Please continue!
Dong Xuan saw this action and smiled charmingly.
He held the wine cup in his hand, tilted his head back and drank it all in one gulp.
(End of this chapter)
