Chapter 334 Have you two known each other for a long time?
This shipyard is really not that big.
After deducting the 1000 million debt owed to the bank, the net assets are only about 1200 million.
Logically speaking, the debt ratio should not be so high.
Luo Yang thought of two possibilities: the factory had business problems and could not receive orders for the time being; or there was a problem with the product and the compensation caused problems with the company's capital chain.
Only if the situation is not extremely bad will banks consider debt-to-equity swap.
The PPT explanation on the projected screen continued, and Luo Yang watched it very carefully.
The factory's technical capabilities are average, and currently it can only build 300-ton fishing boats at best. For the current domestic shipbuilding industry, it can only be considered lower-middle class.
The company is located in Ningbo, and the boss is also from Ningbo.
Luo Yang was eager to try.
But until the end, he didn't say anything to express that meaning.
There are many reasons why we are moved but do not take action.
The first is that he is not ready to enter this industry.
As it stands, the industries he has are already enough to keep him busy. If he adds another one before completing the adjustments, it would be like killing him.
I was reborn because I wanted to do something.
After all, self-cultivation, family management, governance of the country, and peace in the world are the greatest romance of every Chinese man.
But he also wants to lie down easily.
You can't keep yourself busy like a donkey and be a boss who works 996 every day, right?
The eldest is willing, but the second one doesn't agree.
The second issue is money.
I finally got through the expenses of Fengshang Men's Wear, and I can start saving a little from May.
You can't make yourself suffer for another month?
Besides, he was thinking about discussing cooperation with his father-in-law as soon as possible. Once the money was spent, he would have to wait for another half a month, and he would suffer.
And looking at the current situation, just 1000 million to buy shares is far from enough to revitalize this factory.
Based on his understanding of the shipbuilding industry, this type of industry is also a capital-intensive industry. In order to alleviate the current difficulties, at least another 1000 million to 1500 million will be needed.
We also need to consider the real situation, such as what caused its current predicament, so that we can actually solve the problem.
Faced with various concerns, Luo Yang hesitated.
The others didn't find it surprising, but An Ying was the most surprised.
Based on her understanding of her boss, she was definitely moved just now.
But in the end, nothing was done.
Just like a hungry wolf, facing its prey, it stares at it and slowly retreats.
I really want to know why!
Unfortunately, there is no chance for the time being.
As this session ended, Zhou Desheng, president of Ningbo Bank’s Shanghai Pudong Branch, came to the stage and said a few words of thanks, and then announced that everyone could gather in the rooftop banquet hall.
This means that the official cocktail party has begun tonight.
And the woman came over again.
The woman that An Ying was referring to was of course Dong Xuan, and behind her was her acquaintance Cong Shanshan.
"Boss Luo, didn't you meet anyone you're interested in just now?"
She didn't expect Luo Yang to apply for financial products. This amount of money was not worth the attention of such a boss. The only possibility was the five companies that swapped debt for equity.
"Didn't I say before that this trip is to learn and gain new knowledge?"
Luo Yang responded with a smile on his face, but his words were not what he meant.
Is that right?
Just now at the corner of the front door, she observed Luo Yang's expression, and he looked very interested.
But Dong Xuan just smiled and didn't continue to focus on this topic.
"Xiao Cong, I have a task for you!"
She smiled and said to Cong Shanshan beside her: "This is your VIP client. You must take good care of her tonight, and help Mr. Luo to meet more valuable VIPs."
"Okay, Director Dong!"
Cong Shanshan maintained the image of a perfect subordinate in front of Dong Xuan and responded seriously.
"Boss Luo, I'm going to say hello to the other distinguished guests. See you at the reception later!"
After Dong Xuan finished speaking, she walked towards the elevator entrance, greeting people from time to time along the way, occasionally stopping to chat and laugh with them, showing her full social attributes.
"Let's go down too."
With An Ying by her side, Cong Shanshan still maintains her professionalism.
As he spoke, he bowed slightly towards Luo Yang and extended his hand to signal the guest to go first.
There were quite a lot of people when I entered the elevator.
She stood right next to Luo Yang's left hand side, and while no one was paying attention, she quietly slipped a "key chain" into Luo Yang's hand.
Gee.
This is a cocktail party hosted by Yongcheng Bank. Except for the invited guests, all the guests here are your colleagues.
In a private space, the inner darkness might be released, but in public, Luo Yang was still kinder.
He put the "key chain" into his trouser pocket.
The top floor was originally a buffet restaurant and was open to the public, but it was booked by the bank tonight, and many tables and chairs were removed to make it a buffet and cocktail party.
"Let's eat something first."
Luo Yang is a big guy with a fast metabolism, so it is normal for him to feel hungry at this time.
Cong Shanshan glanced at An Ying.
An Ying knew what she meant, because few people went straight to the dining area. Most of them picked up a glass of wine and gathered in groups of three or five to chat.
Even if someone was eating, they would only occasionally fork out a few pieces of steak cut into small squares to fill their stomachs.
Unlike Luo Yang now, he was standing in the steak grilling area, looking like he would not leave until he was full.
"The boss is quite straightforward, Manager Cong, please forgive me!"
An Ying replied to Cong Shanshan, then followed over, standing beside Luo Yang without any shyness, and eating steak with the boss.
She can even tell who pays her salary.
Cong Shanshan was stunned for a moment, then burst into laughter. Smart people always understand everything at once. Her sponsor is Luo Yang, so what does it matter what other people think?
After figuring it out, she immediately took three glasses of champagne and moved closer.
"This piece is fried to medium rare, just right, you try it!"
Luo Yang was recommending a tender steak to An Ying. She came to Luo Yang's side, handed him a glass of champagne and said, "Mr. Luo, I prefer medium rare. Can you recommend one?"
The combination of this three people is unique and has attracted a lot of attention.
"Xiao Dong, this Mr. Luo you mentioned has a lot of personality, doesn't he?"
Zhou Desheng and Dong Xuan were together. At this moment, the two of them were walking around the venue greeting the guests one by one. As they walked, they naturally noticed Luo Yang who was eating steak seriously.
It was hard for Zhou Desheng not to pay attention to this major client who had obtained a loan of million yuan in three installments from the Shanghai branch thanks to his connections with the head office.
"Just now in the conference room downstairs, from what I observed, he was very interested in Lu Ruiyuan's Sihai Shipyard!"
Dong Xuan lowered her voice and said, "When the recommendation ended, I tried to probe him. His intention was well hidden. The specific reason is still unclear."
"The person next to him is Cong Shanshan from your credit department, right?"
Zhou Desheng naturally had an impression of the middle-level managers in his own branch, who were also beautiful ladies.
He leaned over and said, "Let's find a chance to tell her later. Ask her to find out what Mr. Luo really thinks. If she's willing, we can sit down and talk."
Banks are happy to have someone take over these mortgage loans, which can easily become bad debts.
"Well, I'll find a chance to touch her later."
Dong Xuan replied with a smile: "If it really doesn't work, then I'll have to do it myself."
She is in charge of the credit department and all the loans are processed through her. Of course, there are many benefits to being able to deal with this problem, otherwise she would not have paid so much attention to it.
It is impossible for the two of them to always have a private space to chat.
From time to time, familiar people would come to say hello, and Zhou Desheng and Dong Xuan had to greet them with a smile and exchange a few words at all times.
So after the two of them finalized the matter in bits and pieces, the three-person group over there also had their fill.
"Is there anyone Mr. Luo wants to meet?"
It was not the first time that she attended a buffet hosted by the bank, but it was the first time that she had eaten before doing anything. Cong Shanshan found that this was actually quite good.
"Do you have any connections in supermarkets and department stores?"
The existing industries in Luo Yang's hands are either self-sustaining or are using investment to solve the problem of closed upstream and downstream industrial chains. The only exception is Fengshang menswear, which cannot be entered by some large high-end department stores.
I wonder if any of the VIPs invited by the bank this time have resources in this area.
"There really is one!"
Cong Shanshan just thought about it for a moment, and then thought of someone on the invitation list.
"Her family owns shares in many large department stores in Shanghai, and it is said that they also have some shops on Nanjing Road."
While explaining, he scanned the scene of the cocktail party.
Soon, his eyes were fixed on the southwest corner: "Look, that lady at three o'clock. I remember her name is Min Huijun."
Luo Yang and An Ying looked over at the same time.
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An Ying almost laughed out loud. Wasn't this the lady who had "reminded" her not to be fooled at the meeting?
She then looked at her boss.
It's a bit embarrassing.
Luo Yang touched his nose and said, "Please ask Manager Cong to take us there to meet him."
The first impression is not good, I'm afraid I'll have to put in more effort later.
Cong Shanshan had no idea about what had happened at the venue before, so she took Luo Yang and An Ying and walked towards the southwest corner.
"Mr. Min, Ms. Xu, Ms. Wu."
Cong Shanshan smiled and greeted politely: "I am Cong Shanshan from the Credit Department of Yongcheng Bank. Mr. Luo is a VIP client of the bank. I would like to meet you three. Is it convenient?"
Knowing and remembering the name and appearance of every VIP is a basic requirement for every middle-level manager in the bank.
Although they had never dealt with each other before, she was still able to respond accurately and greet them one by one.
Because Cong Shanshan was wearing the uniform of today's organizer, the three women who were chatting and laughing stopped and looked at Luo Yang and the other three.
This is not the first time he has attended such a cocktail party. In addition to investment, he also comes here to make more connections. Looking at the posture, it is self-evident.
What's more, he is a young and handsome guy, so Xu Manlin and Wu Xiaohan are not resistant to such an introduction.
Only Min Huijun was slightly stunned.
Out of basic courtesy, she did not object, but there was a hint of something strange in her expression.
"What's inconvenient about this?"
Xu Manlin was mature and outgoing. She was the first to reply with a smile: "The cocktail party held by your bank is originally a communication platform, providing everyone with an opportunity to expand their network of contacts. What is your name, Mr. Luo?"
While speaking, he generously extended his hand to express his goodwill.
"Luo Yang, the founder of Nayuki Tea."
Luo Yang also stretched out his hand and shook Xu Manlin's hand, and introduced his companion: "My assistant, An Ying."
Just as he was about to shake hands with everyone one by one, Wu Xiaohan screamed softly.
"Are you the founder of Nayuki Milk Tea?"
She asked with a look of surprise, "I really like your summer main product Yangzhi Ganlu. Will you have any new products this summer?"
It seems that Wu Xiaohan is also a milk tea lover.
"As for the product, you need to ask Assistant An for details!"
Luo Yang came here mainly to get to know Min Huijun. Naturally, he would be more than happy to have the opportunity to dump Wu Xiaohan for An Ying.
When it's your turn to greet your main target, you have to be creative.
"Mr. Min, I really have such a return on investment goal."
Luo Yang held out his hand to her seriously: "If you don't believe me, you can try to invest 100 million and sign a bet agreement. We'll see the result in five years!"
"You two have known each other for a long time?"
Cong Shanshan and Xu Manlin uttered words of surprise at the same time.
Do you want to press the start button?
(End of this chapter)
