Chapter 312 Sun Hanhan Tells Tales
Generally, boys who are in love try to avoid their girlfriend's father.
But Jiang Yuanshan was not at all surprised by Luo Yang's arrival.
This guy is as shameless as myself.
"Uncle Jiang, I just asked someone to get some West Lake Longjing tea from Hangzhou. The quantity is not much. I just gave one to Director Tang and left one for you to taste!"
The matter of giving tea to Tang Hailin must be made clear.
"That's thoughtful. Put it on the tea table."
Jiang Yuanshan didn't hesitate and accepted it directly.
"I heard from Fanfan that you come back every weekend recently?"
"Old projects are under construction and new projects need to be monitored, so I will come back to check in the next few weeks."
Luo Yang responded and sat down across from Jiang Yuanshan's desk: "As more and more plans are made, I will spend more and more time in my hometown."
"Well, how's that loan going?"
Apart from Jiang Fan, there weren't many topics for the two of them to talk about. In order to avoid a dull moment, Jiang Yuanshan could only pick out things to show his concern.
"It has been finalized and we are currently going through the formalities."
Luo Yang asked bluntly: "Is Uncle Jiang familiar with the people at the Rural Commercial Bank?"
The Rural Commercial Bank, whose full name is Yangshi Rural Commercial Cooperative Bank, was formerly a credit union. After being integrated by the city, it became a local state-owned commercial bank.
Many funds that rely on local transactions will be given priority to rural commercial banks.
Therefore, Deyang Electric Motor’s supportive low-interest loan was also provided by the Rural Commercial Bank.
"We have some business cooperation, and I know their top executives. Didn't you just say it's finalized? What? Do you have any other questions?"
“The land will be in place by June and the procedures with the agricultural bank will be completed by May.”
Luo Yang smiled and said, "I want to negotiate with the Rural Commercial Bank to see if this loan can be released in one month?"
"You are already taking out a supportive low-interest loan, so why do you care about one more month's interest?"
"Every penny saved is a penny earned."
Luo Yang showed a serious expression: "Deyang Motor is originally a holding subsidiary of Kunpeng Technology, and Kunpeng Technology is still losing money so far, so every penny is very important to the company now."
"That's not how favors are used."
Jiang Yuanshan smacked his lips and couldn't help but teach: "Some favors, the more you interact, the deeper they accumulate. But some favors, not only do they become thinner the more you use them, but it also depends on whether they are worth the effort."
Luo Yang immediately put on an expression as if he was listening.
"Just like your low-interest loan, the total amount is only 3000 million, and the interest rate is only . What does this mean?"
Jiang Yuanshan moved the calculator to Luo Yang's front and tapped it with his fingers to show him: "It's less than 8 yuan a month. To put it bluntly, for this little money, I spent more than this on treating people to dinner."
Luo Yang's eyes widened. Eighty thousand dollars spent on a dinner?
"You, are you still not familiar with the rules of Yang City dinner parties?"
After all, since this son-in-law was almost certain, Jiang Yuanshan could only give further instructions: "Normally, I would invite their top leader, assistants, the credit department and other heads of related business areas, and give each of them a shopping card red envelope as soon as they came to the table. At least this amount!"
Looking at Jiang Yuanshan's raised finger, Luo Yang nodded.
"As for alcohol, it's either Wuliangye or Maotai. Drinking a box is not a lot. If I drink foreign liquor, I can't hold it.
As for cigarettes and food, they are just small expenses.”
After saying this, Jiang Yuanshan glanced at Luo Yang, probably hesitating whether to continue.
Considering that they were all men, he finally continued: "If the conversation goes well, there will basically be a second one, and the cost will be less than this amount."
"Look at Yuanfan Group. I specially set up a public relations department, and most matters are handled by it."
When you invite your subordinates to dinner, there is no need to make such a big fuss. The specifications can be relatively simple, and basically it can be solved with less than 10,000 yuan.
"It seems that a company's expenditure in this area is not small?"
"We are considered good here. At least if you don't ask others to do things for you, basically no one will come to disturb the company."
Jiang Yuanshan asked Luo Yang in return, "A few years ago, a large number of chemical companies moved to the neighboring Anhui Province. Do you know how many are still there?"
"I don't know."
Luo Yang shook his head. He really didn't know about this situation.
“Not even halfway there.”
Jiang Yuanshan sighed, "Since the start of infrastructure construction, business units and superiors have come to inspect every few days. Even after the company went into production, there is still an endless stream of people. Larger factories are fine and can handle it, but small-scale chemical companies have been forced to close down and run away."
Luo Yang: “.”
"anyway."
Realizing that what he was talking about had gone a little off topic, Jiang Yuanshan immediately returned to the subject.
He continued to teach: "I don't care about this little money, but I think it's not worth it. Lending is one of the main businesses of banks. What you are doing is equivalent to strangling their lifeblood!" The implication is that it is more reliable to ask others to do something else for you, even if it is lending that skirts the policy or the scale of lending, etc., it can be negotiated.
Now that people have lent you money at a low interest rate, it is a bit unfair to cut into their original business.
Although it can be done, it is not necessary!
When he was working in the real estate industry, he often had to take out loans of tens of billions of yuan, and he had to go through financing channels. The cost of funds was mostly above 8 points. The discrepancy in one month would be huge, so Luo Yang developed an inertial way of thinking.
"I got it. Thank you, Uncle Jiang."
In fact, what Luo Yang needs to change is just his habitual thinking, but he still wants to say thank you to Jiang Yuanshan.
People are teaching sincerely for the sake of their daughter.
Having talked about this, the two of them started chatting.
"Fanfan opened an account in Hong Kong stocks and also entrusted an institution to purchase Migu shares on her behalf. Did you teach her that?"
"Uncle Jiang thinks it's inappropriate?"
Luo Yang replied in this way, implicitly admitting that it was his idea: "I also plan to go to Hong Kong during the summer vacation and open an account to buy some."
"There's nothing wrong with that."
Jiang Yuanshan nodded and said, "I've also looked at Nvidia and Apple. From an investment perspective, long-term holding is profitable. As for Tencent's stock, it's the era of the rise of the Internet wave, so it also has potential."
"How much did Jiang Fan buy?"
Luo Yang asked curiously. The little girl never mentioned it after she came back.
"Didn't Fanfan tell you?"
Jiang Yuanshan felt relieved after hearing Luo Yang's question: "Not much, the total investment is only about 15 million."
Gee.
Ten years later, he had tens of billions.
But it's too early for you to be happy, Lao Jiang.
Jiang Fan kept this money for me, and it has nothing to do with you, Old Jiang, right?
Until he left Yuanfan Group, he still didn't understand what was so fun about it.
I went to two places in the morning and when I arrived at Zhengyang Group, it was time for lunch.
After returning to the office, before I had time for lunch break, Sun Jingyu came over to "tell tales".
"Chairman, I have something to report to you."
"Ok?"
"I think your assistant An Ying in Shanghai is not trustworthy. She must be having something fishy with Manager Cong of the Credit Department of Yongcheng Bank!"
"what?"
Luo Yang was stunned for a moment and looked at his office director in confusion.
You speak so confidently, how can you tell with your IQ that there is something fishy going on between them?
Seeing his boss's expression, Sun Jingyu felt more and more that his judgment was correct. "Chairman, think about it, the interest rate of this loan is obviously high, and the loan is issued so quickly. Isn't it obvious that they want to make the deal final and get the benefits as soon as possible?"
No wonder she thought so.
Sunshine Electronics currently has nothing except a large number of applied patents. Yet it applied for a loan of 5000 million yuan, hastily using Qingqing Garment as collateral, and it was approved so quickly.
Sun Jingyu even received a notice that the loan could be approved as early as mid-April.
"Well, I will look into this matter."
Luo Yang didn't want to hit her, especially her willingness to protect herself.
"Hurry up and recruit people to set up the preparatory team for the Sunshine Electronics Factory."
"Okay, I will recruit the human resources and finance for the new company as soon as possible!"
Sun Jingyu felt very happy, feeling that her words had worked and at least attracted the chairman's attention.
"Is there anything else you can do?"
Luo Yang wanted to take a lunch break, but the office director did not leave immediately after he finished speaking.
"Chairman, we have our own clothing factory. Can we design some work clothes specifically for administrative office staff?"
Director Sun has a lot of worries: "Just like those large state-owned enterprises, banks, and airlines, they all have their own unique work clothes, which can also show the style of the company when they go out."
He babble on and on, and his expression is coherent and fluent.
You know what, this suggestion actually makes some sense.
"Well, this is a good suggestion. Go talk to Mr. Shang and ask the design department to come up with a few designs."
Having said that, Luo Yang paused, and an idea immediately popped into his mind.
Nayuki and the newly created milk tea brand will be spread all over the country in the future. They will definitely have thousands or even tens of thousands of employees. Can they also purchase work clothes from Zhengyang Group?
Each person has two sets of summer clothes, two sets of spring and autumn clothes, and one set of winter clothes. What a big business!
The boss only cares about making money.
How could he know what Sun Jingyu was thinking? This woman just wanted all the women in the office to wear skirts and black stockings to work!
Sun Hanhan is possessed
Where is the monthly ticket? What I write is so interesting, please give me the monthly ticket!
(End of this chapter)
