Chapter 227 Sister Nie is a straightforward person
"Mr. Hong, Ms. Miao, your credit should be fine, right? Have you ever guaranteed for anyone? The reason I ask this is that a few days ago I had a client whose credit was fine, and he was a soldier. He never used credit cards or took out online loans, so he thought his credit was fine. I asked him to go to the bank to check his credit, but he confidently said no. But after signing the contract, he found out that he had guaranteed for his cousin, and his cousin had not paid for his house for a long time. As a result, his loan was not approved and he might not get his deposit back." Zhang Qiyuan asked seriously before officially signing the contract.
He is now scared of Rao Jun. Even if the king of heaven comes, he will still check the customer's credit before selling the house.
"There is no problem with our credit, and we have never provided any guarantee. However, can you add a clause in the contract? If the contract is automatically cancelled due to failure to approve the loan, the deposit will also be returned to us." Although Hong Haibo was confident that there was no problem with his credit, he was still a little worried after hearing what Zhang Qiyuan said.
"This..." Nie Wenlian was suddenly a little reluctant.
The reason for signing the contract and giving the deposit is to impose constraints on both parties. If Hong Haibo regrets it later and does not want to buy the house and tells her that the loan cannot be approved, then signing this contract will be meaningless.
"How about this, Mr. Hong, this place is not far from the bank. Let's go to the bank to check the credit report first. If we are sure there is no problem, we can sign the contract." Zhang Qiyuan said hurriedly when he saw this.
"Okay." Hong Haibo and Miao Fang nodded.
"Then Sister Nie, please wait here for us, we are going to the bank." Zhang Qiyuan said to Nie Wenlian.
"Row!"
Nie Wenlian nodded slightly.
Zhang Qiyuan immediately drove Hong Haibo and Miao Fang to the bank in the North District to check their credit.
Soon, the credit reports of the two people came out. Zhang Qiyuan looked at them carefully and found no problems.
The three of them then returned to the store and began signing the contract.
Regarding the loan issue, Nie Wenlian said that she could pay off the balance at any time, so Zhang Qiyuan and others could go through the process with confidence.
Hearing this, Zhang Qiyuan's heart moved, but without saying much, he quickly signed the contract.
As mentioned before, the agency fee is from Hong Haibo and 1 from Sister Nie, for a total of . For a house with a total price of 475 million, there is a total agency fee of 85500, which is considered a relatively large order.
According to previous practice, half of the agency fee was collected first, and the other half was collected before the transfer. Both parties were quite satisfied with this process and paid the agency fee very readily.
After signing the contract, Zhang Qiyuan created a WeChat group and added both parties to it, and then added Jin Ya.
"Signing the bill again?"
Seeing that she was added to the group again, Jin Ya couldn't help but send a private message to Zhang Qiyuan.
He just signed a deal a few days ago, and although it failed due to credit issues, Zhang Qiyuan actually signed another deal just a few days later.
She recounted the situation on Zhang Qiyuan's side in detail. In just three months, she helped Zhang Qiyuan transfer more than a dozen second-hand houses and made a lot of extra money. After all, all the appraisal guarantee fees collected by Zhang Qiyuan were hers. Although it was not much, only 1800 yuan, it was enough to cover the large number of orders.
On the other hand, let’s look at Shangjia Real Estate.
After the store closed, Shangjia Real Estate did very little in the second-hand housing business. She transferred three households to Shangjia Real Estate this month, one of which was an agency fee of 5,000 yuan, and the agency fee for the other two orders was only one percentage point.
Such a comparison is a world of difference.
"Yes, I just wanted to tell you that we have a lot of second-hand housing transactions at Qijia Real Estate right now, so we are planning to recruit a professional post-production staff recently." Zhang Qiyuan said.
Hearing this, Jin Ya's heart started to panic. You know, she made more than 30,000 yuan this month by helping Zhang Qiyuan transfer the property, and this did not include the commission from the bank's loan, which she would definitely not get at Shangjia Real Estate.
If Zhang Qiyuan wants to hire a late-stage person now, then he will definitely not look for her for future orders. The salary she gets from Shangjia Real Estate is definitely not enough for her to spend. "Mr. Zhang, what do you think of me?" Jin Ya took the initiative to speak after thinking for a while.
"Sure, that's very good. Customers have good reviews of you. They say you are reliable and patient." Zhang Qiyuan said with a smile.
The reason why he told Jin Ya that they wanted to recruit later-stage people was that he wanted to recruit Jin Ya.
If I say it clearly, Jin Ya will definitely not agree.
After all, she works at Shangjia Real Estate, so she doesn't have much to do and she gets a basic salary. By the way, she can also take orders from Zhang Qiyuan and earn 10,000 or 20,000 yuan a month comfortably.
If I were to work for Zhang Qiyuan, I would definitely not get so much money.
So Zhang Qiyuan directly told Jin Ya that they were recruiting for post-production, and if Jin Ya didn't come to work with them, she would definitely not get any orders from Zhang Qiyuan in the future.
"Then why don't I go directly to work at your Qijia Real Estate? The Shang family doesn't have many orders for second-hand houses anyway." Jin Ya said.
"Okay, how are you treated at the Shang family?" Zhang Qiyuan asked.
"The basic salary is 4,000 yuan, and for every second-hand house that is transferred, there is a commission of 500 yuan."
"Then you can come directly to our Qijia Real Estate. We will give you 5,000 yuan per month, and 600 yuan for transferring a second-hand house." Zhang Qiyuan thought for a while and said.
Zhang Qiyuan calculated that as long as their Qijia Real Estate signed five second-hand housing contracts every month, it would be cost-effective.
He believes that with the Xingcheng Jingyuan store and the 133 International Community store, it should be no problem to place five orders per month, and he plans to open another store next year. With three stores in total, five second-hand house orders per month should be more than enough.
"Mr. Zhang, can I come to work after the New Year?" Jin Ya asked.
"no problem."
Zhang Qiyuan agreed. Now he can only work for one month at most, so there will be no problem in letting Jin Ya come over next year.
After dealing with Jin Ya, Zhang Qiyuan sent Hong Haibo and Miao Fang away and kept Nie Wenlian.
"Sister Nie, I see you have strong connections at the bank. I wonder if you could help me? Or act as a help." Zhang Qiyuan said.
"What's the matter?" Nie Wenlian asked curiously.
"Just like what I said before, I had a client before, a soldier, who guaranteed his cousin, so the loan was not approved and the order could not be completed. I see that you have connections at the bank, so I would like to ask you to make some connections."
"If there is any fee, and it's not too outrageous, my client is willing to pay it," said Zhang Qiyuan.
After knowing that Nie Wenlian had connections at the bank, Zhang Qiyuan wanted to see if Sister Nie could help to make some connections. If so, Rao Jun would definitely be willing to pay.
"Okay, I'll ask for you."
Nie Wenlian agreed very readily, mainly because Zhang Qiyuan played an indispensable role in selling her house so quickly. If it was just a simple matchmaking, she would still be willing.
"Thank you so much, Sister Nie." Zhang Qiyuan said in surprise.
He just wanted to give it a try, but he didn't expect Sister Nie to be so straightforward.
(End of this chapter)