Chapter 393: Taking out a loan to cultivate immortality?
"Not that Five Finger Mountain!"
Karl hurriedly pulled Chen Zhu back and said, "Brother Duobao hasn't been out for a long time. He is suspected to be trying to break through the Death Pass. He won't come out until he reaches Hunyuan."
He said to Chen Zhu, "It is another Five Finger Mountain. It was originally built by the Five Directions Jie Di. Later, it gradually changed hands and has become one of the largest sects in the Southern Continent."
Chen Zhu, who was almost on the verge of reaching Golden Turtle Island, retracted his foot.
"Next time, tell me earlier. Do you know how far my slap is from Duobao?"
The answer is there is no distance, he intends to slap before he steps.
At this moment, someone who was in seclusion on the Golden Turtle Island suddenly opened his eyes, and a look of panic appeared on his six-foot-tall golden body.
"What's the matter?"
Duobao frowned and used his great supernatural powers to calculate the secrets of heaven, wanting to find out what the reason was.
"Hula~"
As a result, flames started burning the next moment, burning his whole body and making him feel stinging and dry. Even though Duobao Taoist hurriedly put out the flames, he was also burned black all over.
"saint?"
This was his first reaction. Could it be that the two Westerners were plotting against him again?
That's not right. The two from the West were not burned by fire. This is the master's magical power.
Did I offend Master Uncle in some way?
The more Taoist Duobao thought about it, the more he felt something was wrong, so he simply stood up and planned to go to Bajing Palace to ask first.
Chen Zhu was unaware of Duobao's suspicion, and he did not pay attention to it. At this time, he had already arrived outside the Five Finger Mountain.
In fact, the Five Finger Mountain no longer has its former glory, as it was severely damaged when Sun Wukong left the mountain.
But it is still difficult to conceal the magic. It is contaminated with the aura of Sun Wukong's practice. Every blade of grass and every tree on the mountain has absorbed the magic.
What surprised Chen Zhu even more was that as soon as he arrived here, he saw great monks constantly coming in and out of the void, and the three voids of high, medium and low were in good order.
And below, the roads around Five Finger Mountain spread out like a spider web, extending in all directions and very bustling.
Instead, the Five Finger Mountain looks like a spider lying in the center of its web on the earth.
The first three layers of the spider web are clean and picturesque, but beyond the three layers are all kinds of expensive buildings and caves, and further out is the big city.
Chen Zhu looked around and saw quaint markets and brightly lit cities.
There are also jewels and modern buildings reaching into the sky.
There are also pastoral scenery and fairies in the clouds. It has everything you expect.
"Don't block the road ahead!"
Just as he was watching intently, he heard a sound of something breaking through the air approaching quickly from behind. Chen Zhu subconsciously turned sideways and found that it was a huge flying sword.
The flying sword was full of people, with railings welded to the edges, and all kinds of bundles hung with ropes below.
The one who was shouting was the controller of the flying sword. He had dark circles under his eyes, and deep in his eye sockets was fatigue and irritability towards Chen Zhu.
"Get out of the way! Don't you know this low-altitude road is a transportation road?"
The monk cursed and had to rush past Chen Zhu.
I had already walked far away, but there was still a voice coming:
"Damn it, I only have a short day, and there's a stupid dog blocking my way, damn it!"
Chen Zhu: “…”
How long has it been since someone scolded me? This seems to be quite refreshing.
He raised a finger and pressed it towards the flying sword.
"Ouch!"
With a scream of pain, the flying sword monk was horrified to find himself falling to the ground.
"Damn it, my loan is only two and a half months overdue, not even three months!"
He thought that the time for the flying sword loan had come, so he was forced to close it, and he had no choice but to start falling with the flying sword.
For a moment, sounds of fear and screams were heard from the flying swords. Even a cultivator would not be able to withstand a fall from here, right?
But Chen Zhu stretched out his finger and dragged it towards a lake in the distance, just below these people.
"Plop~plop~"
As the dumplings rolled into the lake, he was satisfied.
"It's fun, but you still have to be punished."
As for the other people on the flying sword, I'm sorry, this dragon has no good morals and just likes to vent his anger on others.
At this moment, a person on the lake attracted Chen Zhu's attention.
"No, I can't. I have to report to the sect today. I will be rejected if I don't dress properly!"
He was a young man who had actually drawn Qi into his body and was struggling to hold on with his poor cultivation.
The clothes he was wearing were not good clothes. They were just coarse linen shirts without any patches and looked a little cleaner.
Chen Zhu didn't want to pay attention.
Unexpectedly, the young man had an extremely strong desire to survive. After seeing Chen Zhu floating in the air, he hurriedly said:
"Hey handsome guy, if you just bring me to the ground, I will lend you 10,000 yuan!"
"Oh?"
Chen Zhu was attracted by the voice of "handsome guy" and without making any move, the boy was lifted into the air by a strange force and landed beside him.
"Calling me handsome is just normal, but there is one thing I don't understand."
“Why do you want me to take out a loan when you’re asking for help?”
The boy was still frightened, but after looking down at his feet, he finally calmed down.
"Fuck, I'm really fine!"
He touched himself and confirmed that he was not in a spirit state before turning to Chen Zhu and saying:
"Don't you want money to practice?"
"These days, the amount of your loan represents everything. Without a loan, how can you practice?"
The young man looked at the cultivator in front of him. He was wearing a green robe that didn't look expensive, which proved that his cultivation level was not that high.
Being able to float in the air, he must have reached the Jindan stage. But since he is so young, his cultivation level should be no more than Yuanying stage.
As long as one is a Jindan cultivator, he will definitely need to take out loans, and even Yuanying cultivators cannot pay it off.
In front of him, this monk had a divine figure and a graceful figure, his eyebrows and eyes were like clear stars, and the peaks of thousands of mountains could be seen between his lips and teeth.
But there was a look of suspicion on his face.
"you do not understand?"
This time the young man was surprised: "Are you a cultivator who just came to Wuzhi Mountain?"
Chen Zhu: ...
"Although I can understand every word you said, but when you put them together, it seems like my brain is short-circuiting."
He simply sat down in the void: "Come on, come on, tell me what this loan cultivation is all about."
"You really don't know?"
The boy asked again, and after observing the expression on Chen Zhu's face, he was sure that he was not lying or teasing him.
"In that case, I'll explain to you as we walk. Can you take me to Wuzhi Mountain? Today is the first day to report to the sect. If I'm late, I won't have a chance in my life."
"can."
Chen Zhu remained seated, taking the young man to fly towards the Five Finger Mountain.
"You don't know, this is a place where every inch of land is worth a lot of money. I only heard about it before." "If I hadn't sold my property this time and rented the Heavenly Spiritual Root, I wouldn't have dared to come to Wuzhi Mountain to take advantage of the opportunity."
Tianlinggen?
租？
Chen Zhu suppressed his doubts and listened to the boy continue his story.
"My name is Zhang Yu. You may not know that there are no free people here. We start taking out loans the moment we are born."
"Not to mention the time from birth to school, adults looking for jobs have to first take out a loan to pay the agency fee before they can start earning money. Without a loan, you can't even find a job."
"You need to take out a loan to go to school. If you don't want to take out a loan, you can only be an ordinary person. If you want to stand out, you have to sign a cultivation loan."
"There are many levels of contracts for cultivation loans. I signed the third level, the 'Class C Contract'."
"I can rent a C-level spiritual root and cultivation technique, and also give me a Gui-level body-refining technique, which will help me to be one step ahead. I can achieve the third level of Qi Refining today."
Chen Zhu's brain was a little short-circuited, he tried to test:
"So... you have to owe money for your cultivation?"
"What else? If you don't rent spiritual roots, you won't even be qualified to practice."
The young man said, looking at Chen Zhu strangely: "Don't you have any spiritual roots to rent? No way, where you are, are you cultivating on your own?"
"Aren't you tired?"
Chen Zhu: ...
He held back and said, "I don't think I'm as tired as you."
"Look to the left, handsome boy. That gate is for recruiting students for this year. Only those who rank in the top ten in their school's unified exam are eligible to try their luck here."
Chen Zhu turned around as he was told. He couldn't help but ask again, "After entering the Five Finger Mountains, you won't need a loan, right?"
"No need?" Zhang Yu sneered, "On the contrary, once you enter the Five Finger Mountain Sect, you have to work harder!"
"But the benefits are also huge. As long as I enter the sect and get a student ID, my credit score in the sect will be higher, and I can borrow more money!"
He was very excited: "I have already thought about it. I will renew my spiritual roots and exchange them for the best Qi Refining Technique. Then I can take the cultivation acceleration liquid and the sleep-inducing injection every day."
"What do you say?"
Chen Zhu was surprised again: "Sleepless needle?"
"Yes, the Heavenly Spiritual Root costs one thousand yuan a day. Sleep?"
"It's impossible to sleep in this life!"
"The sleepless needle is only 200 yuan per injection. The sleep time saved can maximize the benefits of the spiritual roots!"
This is the entrance to the Five Finger Mountain sect.
But Chen Zhu still couldn't help but utter two words:
"absurd!"
Is there anything more ridiculous than this? This is not cultivation, this is life cultivation!
The more you trim it, the shorter it becomes.
"No wonder your life span should have been more than 520 years, but now it's less than 100 years?"
Unexpectedly, Zhang Yu blushed and said, "I've made it clear to you. I really couldn't pay back the loan before, and something went wrong when I was using the loan to pay off the loan. I had no choice but to sell my 300 years of life."
Chen Zhu: ...
He didn't know what to say anymore.
"Freshman over there, come over here and take a look!"
At the admissions office, several monks shouted at Zhang Yu and Chen Zhu, asking them to come over.
There are temporary tents at the entrance of Wuzhi Mountain, and under each tent there are admissions staff.
As soon as they started moving, other places also started to call on them, as if they were doing business to grab customers.
An admissions monk in a red shed shouted, "Come to my side, I have good benefits here!"
Another monk from the blue shed immediately shouted louder than him:
"Come to my place, I offer high loan rates!"
A little further away: "Bah, junior brother, don't believe him, you can't afford it, his place is only affordable for poor families, come to me, our contract is a paradise for poor children!"
"Don't believe them!"
The recruiting monk who first called out to Zhang Yu said loudly:
"They are all lying to you. You have to believe in fate. Come to me and take a look at the contract first!"
Chen Zhu: ???
He and Zhang Yu went forward and took a look. The contract read:
"The monthly loan limit has been increased tenfold, there is no interest in the first two years, and interest of 56% will be charged starting from the third year.
It is guaranteed to enter the foundation building process, and no interest will be charged if you do not enter! 』
Nima!
Chen Zhu thought he had seen it wrong: "56%?"
The result is really 56%, this is simply robbery!
Unexpectedly, after Zhang Yu took a closer look, he actually thought it was okay.
But he planned to compare prices from three different stores. The second store’s interest rate was two percentage points higher, but it offered a 95% discount on the purchase of sleepless needles and spiritual liquid for cultivation, which made him very tempted!
However, Zhang Yu still played it safe and chose to check out the remaining stalls one by one, and finally decided on a stall owned by a senior sister who was barely wearing any clothes.
Chen Zhu looked at the thong jeans and bra with critical eyes for a few more times.
It’s not because this senior sister is so right, but Zhang Yu values the welfare benefits of this senior sister.
"The price is clearly marked. The monthly sect loan amount is 55, interest-free for two years, and % interest after two years.
All resources of the sect can be purchased at a 95% discount. The more you borrow, the more discounts you will get. There are also lucky draw opportunities for monthly loans, and the biggest prize is one year of interest-free.
There are also senior sisters who specialize in teaching how to borrow money, and there is a 50% discount on obtaining various sect information. 』
What Zhang Yu values is the specialized method of lending money, which is related to the cycle of lending to support lending.
"I'll sign the contract right now!"
Zhang Yu seemed impatient.
Chen Zhu held down his writing hand and asked, "Are you sure you want to sign?"
“I must sign it!”
Zhang Yu gritted his teeth and said, "You don't know, this is just the first level. Only after passing this level can I take the test. Besides, Senior Sister, this is really a good deal!"
The admissions sister laughed and winked at Chen Zhu, saying, "Handsome boy, you are so good-looking, how about going for a drink tonight?"
"I can also play something more valuable with you~"
"Thank you, I've quit recently."
Chen Zhu shook his head and stared at Zhang Yu seriously: "You have to think about it carefully. Two hundred thousand a month, one year is two million four hundred thousand, two years is four million eight hundred thousand, and the interest starts to be calculated in the third year. Two million four hundred thousand plus 55% will be 852 million in three years!"
"This is just the first three years. The amount will increase every year thereafter. Are you sure you can afford it?"
"You miscalculated."
Zhang Yu shook his head at Chen Zhu: "Two hundred thousand is not enough. I need to borrow more. I have calculated that with the help of my spiritual roots, if I can build my foundation within ten years, I will be able to delay repayment... At worst, I can just sell my life."
He smiled easily: "I will stop when I have lent out Yuanying. By then, I will be a superior person and I will have thousands of years to play around."
This is an ideal state, but in reality not many people can make it to that step. The end result for many people is that something goes wrong along the way, their lifespan is sold out, and their cultivation and organs are drained dry.
But every year there are still a steady stream of young people who take risks in an attempt to become the best.
Zhang Yu said to Chen Zhu enthusiastically:
"You know what? It's too close, too close! According to the plan, I will definitely become a Nascent Soul cultivator. I have already calculated it!"
He climbed the Five Finger Mountain with great ambition.
Then... she came back dejected: "I didn't pass the exam, handsome boy, can you take me to the lake just now? I want to jump in, I'm done."
(End of this chapter)